Corporate Debtor Finance

Why is Corporate Debtor Finance right for you?

• Make up to 90% of the value of your invoices available to within 24 hours
• Facilitates the removal of credit risk from your balance sheet
• Enables you to trade with confidence, knowing that you have reduced risk
• Enables you to fund a major purchase or planning a management buy-in/buy-out and using the sales ledger to fund your working capital needs

The benefits of Corporate Debtor Finance

• Protection from bad debts - Mitigate your debtor risk with 90% to 100% cover on approved debtors
• Cash flow - Your sales become an immediate source of additional working capital
• Convenience - Once you have chosen Corporate Debtor Finance, you can concentrate on growing your sales with confidence, knowing you have the backing you need
• Control - Your relationship with your customers is unaffected as the facility is non-disclosed and you will continue to collect your debtor's payments on HSBC's behalf
• Online access - Able to operate the facility online through DebtorsDirect

Who is eligible for Corporate Debtor Finance?

• Businesses trading locally or with overseas customers on open account terms
• Businesses with a turnover of AUD50m p.a. or more
• Businesses with no property security available to secure working capital finance or needing property security released
• Profitable businesses needing cash flow to finance expansion/sales growth or which have too much capital tied up in receivables
• Businesses invoicing on completion or delivery of products or services