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Dual Currency Investment
Dual Currency Investment
HSBC’s Dual Currency Investment provides an opportunity to achieve a higher return through exposure to foreign exchange markets.
What is a Dual Currency Investment?
A Dual Currency Investment is an investment linked to foreign exchange markets. It provides you with an opportunity to create an investment strategy to match your personal preferences while potentially achieving a higher Investment return than HSBC term deposits* of a similar term.
How does the Investment work?
Dual Currency Investments provide you with the flexibility to tailor an investment strategy, by selecting the parameters that best meet your requirements.
You earn a fixed return over the Investment Term. HSBC will determine whether your Proceeds (Investment Amount plus Return) will be paid in either the currency of your initial investment (Base Currency) or the Alternate Currency.
Features and Benefits
Potentially Higher Returns
Depending on the foreign exchange rate applied on the Maturity Date, you may receive an Investment Rate that is generally higher than interest rates offered on term deposits* of a similar term.
Flexibility
- Select from 13 different foreign currency pairs.
- Choose Investment Parameters that best match your risk preference.
- Choose from Investment terms ranging from 1 week to 12 months.
- Minimum investment amount of USD 50,000 or equivalent in another eligible currency.
Diversification
You may achieve diversification from a portfolio of foreign currencies, by choosing different Investment Parameters and different combinations of currencies.
Risks
This Investment should be considered a risky investment and by investing, you are speculating on the future movement of the exchange rate of your Currency Pair.
Although the Investment Rate is fixed for the Investment Term, you should be aware that:
- The Proceeds of your Investment may be paid in the Alternate Currency and not the Base Currency of your Investment.
- If you are paid in the Alternate Currency on the Maturity Date and the Base Currency continues to strengthen against the Alternate Currency so that the exchange rate continues to trade beyond the Strike Rate, you will incur a loss if you convert the Proceeds back into the Base Currency. This loss may be greater than the Return earned on the Investment. The risk of adverse movements in the exchange rate of your Currency Pair is significant.
Please make sure you read the PDS in full before deciding whether to invest. Investors can only apply for the product via the application form contained in the PDS.
Contact Us
- Email Us
- Call 1300 753 892
- Visit a branch
- Call your HSBC Premier Relationship Manager
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Talk to an HSBC Premier Relationship Manager today to find out how you could benefit from the personal service and preferential rates available with HSBC Premier.
* There may be circumstances where term deposit rates offered by HSBC may be higher than the Investment Rate derived from the Investment Parameters selected at the time of booking the Investment.
