With an HSBC Home Loan
Whether you're buying, investing or refinancing, HSBC could help you build your empire. You can explore your different options below and, once you're ready, contact one of our HSBC Relationship Managers to start planning your empire.
Enquire now- HSBC Relationship Manager
- 1300 694 722
- Find an HSBC branch
Select the features you want to find the HSBC Home Loan right for you.
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Home |
Variable Rate |
Fixed Rate |
Home Equity |
Home Smart |
Market Linked |
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| Variable Interest Rate |  |
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| Fixed Interest Rate | |
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| Option to Fix loan portion | |
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| Balance Offset Account | |
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| Ability to Redraw Funds | |
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| Extra Repayments Allowed |
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| Pay Principle & Interest Repayments | |
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| Pay Interest Only Repayments |
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| Pay Annual Interest in Advance |
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| Loan Purpose - Owner Occupier |
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| Loan Purpose - Investment |
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Select features
HSBC Home Value Loan
About this home loan
A great value home loan, perfect for buyers after a basic package.
Features
- Competitive variable interest rate
- Ability to save interest by making additional repayments without additional fees and charges
- One fee-free redraw per month and $40 per subsequent redraw
- Flexibility to split your loan
- Automatic loan repayments via Direct Debit facility
- Borrow $100,000 - $2,000,000
- Loan terms from 1-30 years
- $0 monthly account keeping fees, other fees and charges apply including loan valuation and settlement fees
5.25
%
p.a.
HSBC Home Value Loan
5.27
%
p.a.
Comparison rate
The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
HSBC Standard Variable Rate Home Loan
About this home loan
A full featured home loan with repayment flexibility.
Features
- Competitive variable interest rate
- Ability to save interest by making additional repayments without additional additional fees and charges
- Ability to redraw ($20 fee applies)
- Flexible repayment frequencies
- Flexibility to split your loan
- Automatic loan repayments via Direct Debit facility
- HSBC Premier package discounts available
- Borrow $50,000 - $7,500,000
- Offset account available - every dollar in your offset account goes toward reducing your interest
6.45
%
p.a.
HSBC Standard Variable Rate Loan
6.51
%
p.a.
Comparison rate
The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
HSBC Fixed Rate Home Loan
About this home loan
Enjoy security and peace of mind with a fixed rate and set repayments.
Features
- HSBC Premier package discounts available
- Borrow $50,000 - $7,500,000
- Up to $10,000 additional repayments p.a. without additional fees and charges
- Loan terms from 1-30 years
- Choice of terms from 1 - 5 years
5.39
%
p.a.
HSBC Fixed Rate Home Loan
6.21
%
p.a.
Comparison rate
Rate based on 3 year fixed loan term.
The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
HSBC Home Equity Loan
About this home loan
Enjoy a line of credit that gives you the freedom to create wealth through property investment.
Features
- A variable interest rate
- Flexible repayments
- Ability to split your loan into separate accounts
- Borrow $20,000 - $1,000,000
- No set period for the loan
- HSBC Premier package discounts available
- $0 monthly account keeping fees, other fees and charges apply including loan valuation and settlement fees
6.53
%
p.a.
HSBC Home Equity Loan
Contact us to find out about Interest Rate discounts available with an HSBC Premier package.
HSBC Home Smart Loan
About this home loan
Combine your income, savings and home loan into one, easy to manage account.
Features
- Competitive variable interest rate
- 100% Balance Offset - every dollar in your offset account goes toward reducing your interest
- Borrow $50,000 - $7,500,000
- Loan terms from 1-30 years
- HSBC Premier package discounts available
- $0 monthly account keeping fees, other fees and charges apply including loan valuation and settlement fees
We do not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Product Disclosure Statement (PDS) before you make a decision. A copy of the PDS is available at www.hsbc.com.au, by visiting an HSBC branch or calling 1300 308 008.
6.45
%
p.a.
HSBC Home Smart Loan
6.51
%
p.a.
Comparison rate
The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
HSBC Market Linked Home Loan
About this home loan
A home loan tailored for investors with income in a foreign currency.
Features
- Borrow $50,000 - $2,000,000
- Loan terms from 1-30 years
- HSBC Premier package discounts available
- $0 monthly account keeping fees, other fees and charges apply including loan valuation and settlement fees
Contact us for current interest rates.
