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Introducing the HSBC Gold Credit Card

Sometimes, wishes do come true. With $0 annual fee in the first year*, complimentary travel insurance^ and reward points earned for every dollar you spend on purchases#, the HSBC Gold Credit Card is everything you could wish for in a gold credit card.

Apply Online Now Or download an Application

Take advantage of these great features today:

  • $0 Annual fee in the first year* - Pay no annual fee in the first year.
  • Complimentary travel Insurance^ - Protection whilst overseas. Get covered for medical and hospital expenses, loss or damage to personal items, travel delays, cancellation of travel, rental vehicle damage and legal liability.
  • Rewards Plus - Earn Rewards Points for every dollar you spend on purchases#, and choose from an exclusive range of Rewards.
    More about Rewards Plus
  • Any Airline, Any Flight, Any Time - Redeem your HSBC Rewards Points for flights on any airline at any time, without restrictions. More about Travel Plus
  • home&Away Privilege Program - instant discounts on shopping, travel, accommodation and more. More about home&Away
  • Guaranteed Pricing Scheme^ - If you discover you could have paid less elsewhere, simply make a claim for the difference in price.
  • Purchase Protection Insurance^ - Most personal goods you purchase locally or overseas are protected against loss, theft or damage for up to 90 days.
  • Extended Warranty Insurance - An extended Australian manufacturer's warranty of up to 12 months on most personal goods purchases.
  • Interest free period - Up to 45 days interest-free on standard purchases.**
  • A low introductory balance transfer rate~ - of 5.99% p.a. for 6 months when you transfer balances from other credit and store cards.
  • Lock in 5 purchases a year - (from $500 each) at either a lower interest rate of 10.99% p.a.> for 120 days or up to 90 days interest free>
Apply Online Now   Or download an Application
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request. Interest rate on purchases is and is subject to change. All applications are subject to HSBC's lending criteria.
* The Annual Gold Card fee will be waived for the first year. The standard $89 annual fee will apply on the subsequent anniversary of your original Credit Card account.
^ Terms and conditions apply. Insurance policies are issued by Zurich Australian Insurance Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commission on these policies or guarantee any of the benefits under the cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder.
# Excluding Card fees, Balance Transfers or Cash Advances and subject to Rewards Points capping limits.
Points are redeemable for all travel related services offered by Travel Plus only. Flights, flight classes, seating and airlines are subject to availability at the time of your booking.
> Terms and conditions apply. Limited to 5 purchases per year, where each purchase is $500 or more.
** Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers.
~ Introductory balance transfer rate for the first 6 months is limited to the first balance transfer request per account from other store cards and non- HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently .