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Preferential Pricing

Preferential Pricing

Enjoy preferential rates and discounts on your day to day banking with a dedicated Relationship Manager.

Preferential Banking Rates^

 

Credit

 

Deposits

  • HSBC Premier Debit Card with complimentary insurances~ and Platinum Visa entertainment benefits and concierge service
  • Next tier up Term Deposit pricing
  • Exclusive access to the Premier Cash Management Account
  • Preferential interest rates for Foreign Currency Savings Accounts.

 

Preferential Banking Discounts

  • A transaction account free of local charges with HSBC Premier Cash Management Account.

 

Waived Bank Charges

  • ATM cash withdrawals anywhere in the world through the HSBC Group ATM network using your HSBC Premier ATM Card
  • Cash withdrawals and balance enquiries through any HSBC ATM globally or Westpac, St.George (excluding BP service stations) or BankSA branded ATM in Australia using an HSBC Premier ATM Card
  • Commission on the purchase of HSBC branded American Express and Thomas Cook Mastercard** HSBC Travellers Cheques (AUD and foreign currency)
  • Local handling charge for outward telegraphic transfer to your self-named HSBC accounts in different countries, submitted via HSBC's Internet Banking
  • Fee to establish an overseas HSBC account through the International Banking Centre
  • Handling charges to remitter raised by the overseas entities of the HSBC's Group/overseas HSBC branches
  • HSBC Premier Credit Card# primary and supplementary Card annual charge
  • HSBC Premier Credit Card# lost card replacement fee.

 

Reduced Bank Charges

  • Home Loans^ 50% discount on all Home Loan Application and Variation Fees
  • Financial Planning 50% discount on initial Financial Plan preparation fee
  • Travel Insurance premiums: 10% discount 1
  • Home, Contents and Landlord Insurance premiums: 7.5% discount 2
  • Motor Vehicle Insurance premiums: 5.0% discount. 2

Eligibility criteria for HSBC Premier applies and is set out in the HSBC Premier Service Guide. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply. HSBC reserves the right to charge a monthly fee for the HSBC Premier service and an additional below balance fee should you no longer meet the eligibility criteria, alternatively to transfer your account to our standard Bank Account terms should you no longer meet the Premier eligibility criteria. We may vary the monthly service fee for HSBC Premier from time to time. HSBC Premier eligibility criteria applies. The HSBC Premier privileges set out above are current as at 22 March 2011 and are subject to change. Other fees and charges, terms and conditions apply.
~Terms and Conditions apply to insurances. These Terms and Conditions are contained in the booklet "HSBC Premier Credit Card and Debit Card Insurance Terms and Conditions". Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder.
Other international fees and charges may apply.
^Terms, conditions, fees & charges apply. HSBC lending criteria applies. New lending only. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162.
^^^Tiered discounts apply, $500,000 - $749,000 receive 0.75% p.a., $750,000 - $1,499,000 receive 0.80% p.a., $1,500,000.00 or greater receive 0.85% p.a.
^^Terms, conditions, fees & charges apply. HSBC lending criteria applies. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/ACL 232595.
1This Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850. HSBC Bank Australia Limited (HSBC) ABN 48 006 434 162 AFS Licence No. 232595 acts as agent for Allianz not as your agent. Allianz has appointed AGA Assistance Australia Pty Ltd AFS Licence No. 245631 ABN 52 097 227 177 trading as Allianz Global Assistance ABN 52 097 227 177 AFSL 245631 to manage this travel insurance. A Product Disclosure Statement (PDS) is available from HSBC by calling 1300 308 800, visiting your local branch or ww.hsbc.com.au. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the Product Disclosure Statement (PDS) before deciding whether to acquire any product mentioned. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 0% to 31%. HSBC does not guarantee the performance of, or in any way stand behind, the provider of this product.
2This Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. HSBC Bank Australia Limited (HSBC) ABN 48 006 434 162 AFSL 232595 acts as agent for Allianz not as your agent. A Product Disclosure Statement (PDS) is available from HSBC. You should consider the PDS before making a decision about this product.
#HSBC's Premier Credit Card is based on a pre-approved credit limit of up to AUD18,000. For access to credit limits above this amount, you will need to complete a separate application form. The provision of a pre-approved credit card is subject to local statutory and regulatory requirements. Terms and conditions apply. Lending criteria, fees and charges apply.