- Home
- HSBC Premier
- Privileges and Rewards
You are not logged on.
Internet Banking
Privileges and Rewards
One credit card, a world of rewards
The Card that takes you places
If you travel the world, you need a Credit Card with the flexibility to match. The HSBC Premier Credit Card is accepted at over 24 million locations worldwide. It comes with a credit limit that can accommodate your lifestyle and free membership to a Rewards programme that will invigorate the weariest of travellers.
Advantages of the HSBC Premier Credit Card include:
- A comprehensive local Rewards programme that entitles you to superb offers on shopping, dining, entertaining and travel experiences around the world
- Emergency cash advance of up to US$2,0001 and next-day card replacement2 in the event of theft or loss
- A supplementary Credit Card for you or a family member with full emergency assistance and support plus a credit limit that you control.
Value added features
Purchase Insurance Protection3
We understand your purchases are important to you. Which is why we offer insurance protection for you both at home and abroad at no extra cost.
You will receive:
1. International Travel Insurance
When you purchase return travel tickets with your HSBC Premier Credit Card, you are protected abroad, including cover on medical and hospital expenses, loss or damage to personal items, travel delays or cancellation of travel, rental vehicle damage and legal liability.
2. Extended warranty for Purchases
An extended Australian manufacturer's warranty of up to 12 months on most purchases of personal goods
3. Guaranteed pricing Insurance
Put an end to the frustration of making a purchase and discovering you could have paid less elsewhere. When you make a purchase with your HSBC Premier Credit Card if you see the same item at a lower price at a store within 25km of the original purchase you can claim the difference in price (for purchases made within Australia)4.
4. Purchase protection Insurance
Whether you are shopping locally or overseas, most personal goods you purchase with your HSBC Premier Credit Card are protected against loss, theft or damage for up to 90 days.
1 You may borrow up to USD2000 and further amounts may be made available upon application and assessment by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier Credit Card or HSBC Premier ATM Card). Fees, charges and interest may apply in respect to any advance made details of these charges are available on request. Any funds made available by HSBC are provided subject to terms and conditions and is subject to legal and regulatory requirements.
2 Applies only if you have an HSBC Premier Credit Card. 24-hour card replacement service is operated by MasterCard® International and its appointed agent/third party service provider, and may not be possible in certain circumstances beyond their control which include difficulties in locating you.
3 Terms and Conditions apply to insurances. These Terms and Conditions are contained in the booklet "HSBC's Credit Card Insurance Terms and Conditions For Platinum, Gold and Premier Credit Cardholders". Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder.
4 This price guarantee applies only for a price difference within Australia for purchases made in Australia and where the comparable price is obtained from a store within 25km of the original purchase.
Eligibility criteria for HSBC Premier applies and is set out in the HSBC Premier Service Guide. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply.
