- Home
- HSBC Premier Home
- Privileges and Rewards
You are not logged on.
Internet Banking
Privileges and Rewards
One credit card, a world of rewards
The Card that takes you places
If you travel the world, you need a Credit Card with the flexibility to match. The HSBC Premier Credit Card is accepted at over 24 million locations worldwide. It comes with a credit limit that can accommodate your lifestyle and free membership to a Rewards programme that will invigorate the weariest of travellers.
Advantages of the HSBC Premier Credit Card include:
- A comprehensive local Rewards program that entitles you to superb offers on shopping, dining, entertaining and travel experiences around the world
- Emergency cash advance of up to US$2,0001 and next-day card replacement2 in the event of theft or loss
- No annual fee ever and pre-approved $15,000 credit limit3
- A supplementary Credit Card for you or a family member with full emergency assistance and support plus a credit limit that you control.
- Interest rates for retail purchases up to 45 days interest free and for cash advances
Value added benefits
Rewards Plus
With Rewards Plus, every dollar you and your additional cardholder spend on purchases earns you one Reward Point. You can redeem your reward points for a wide range of shopping, entertainment, finance, Vine Plus or even travel. And when you book your travel through Travel Plus the rewards are as unlimited as your imagination – your points can be used for any airline, any flight, any time ^.
home&Away
Enjoy instant rewards in Australia and overseas with the HSBC home&Away Privilege Program. Simply show your HSBC Premier Credit Card to receive on-the-spot discounts at 19,000 outlets in more than 160 countries and territories.
Insurance benefits4
We understand safety is important to you. Which is why we offer insurance protection for you both at home and abroad at no extra cost.
You will receive:
1. International travel insurance
When you purchase your return travel tickets with your HSBC Premier Credit Card, you and your family are protected abroad. This includes cover on medical and hospital expenses, loss or damage to personal items, travel delays or cancellation of travel, rental vehicle damage and other unexpected expenses.
2. Extended warranty for purchases
An extended Australian manufacturer's warranty of up to 12 months on most purchases of personal goods
3. Guaranteed pricing insurance
Put an end to the frustration of making a purchase and discovering you could have paid less elsewhere. When you make a purchase with your HSBC Premier Credit Card if you see the same item at a lower price at a store within 25km of the original purchase you can claim the difference in price (for purchases made within Australia)5.
4. Purchase protection Insurance
Whether you are shopping locally or overseas, a wide range of new personal goods you purchase with your HSBC Premier Credit Card will have free worldwide insurance against loss, theft or damage for up to 90 days.
Balance Transfers
Receive 5.99%p.a.6 on balance transfers for the first 6 months.
1 You may borrow up to USD2000 and further amounts may be made available upon application and assessment by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier Credit Card or HSBC Premier ATM Card). Fees, charges and interest may apply in respect to any advance made details of these charges are available on request. Any funds made available by HSBC are provided subject to terms and conditions and is subject to legal and regulatory requirements.
2 Applies only if you have an HSBC Premier Credit Card. 24-hour card replacement service is operated by MasterCard® International and its appointed agent/third party service provider, and may not be possible in certain circumstances beyond their control which include difficulties in locating you.
3 HSBC's Premier Credit Card is based on a pre-approved credit limit of up to $15,000. For access to credit limits above this amount, you will need to complete a separate application form. The provision of a pre-approved credit card is subject to local statutory and regulatory requirements. Fees, charges, terms and conditions apply. All applications are subject to HSBC's lending criteria.
4 Terms and Conditions apply to insurances. These Terms and Conditions are contained in the booklet "HSBC's Credit Card Insurance Terms and Conditions For Platinum, Gold and Premier Credit Cardholders". Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder.
5 This price guarantee applies only for a price difference within Australia for purchases made in Australia and where the comparable price is obtained from a store within 25km of the original purchase.
6 Interest rate of 5.99% p.a. for the first 6 months is limited to the first balance transfer request per account from other store cards and non-HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently 19.25% p.a.
^ Points are redeemable for all travel related services offered by Travel Plus only. Flights, flight classes, seating and airlines are subject to availability at the time of your booking.
Eligibility criteria for HSBC Premier applies and is set out in the HSBC Premier Service Guide. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply.
HSBC Premier Service Centre
Available 24 hours a day, 7 days a week
1300 301 168 (or +61 2 9005 8192 from overseas)
