Privileges and Rewards

Credit provider is HSBC Bank Australia Limited ABN 48 006 434 162 AFSL 232595.
⁺ HSBC's Premier Credit Card is based on a pre-approved credit limit of up to $15,000. For access to credit limits above this amount, you will need to complete a separate application form. The provision of a pre-approved credit card is subject to local statutory and regulatory requirements. Fees, charges, terms and conditions apply. All applications are subject to HSBC's lending criteria.
^þ Applies only if you have an HSBC Premier Credit Card. 24-hour card replacement service is operated by MasterCard® International and its appointed agent/third party service provider, and may not be possible in certain circumstances beyond their control which include difficulties in locating you.
^† You may borrow up to USD2000 and further amounts may be made available upon application and assessment by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier Credit Card or HSBC Premier ATM Card). Fees, charges and interest may apply in respect to any advance made details of these charges are available on request. Any funds made available by HSBC are provided subject to terms and conditions and is subject to legal and regulatory requirements. Monthly repayments are required and calculated at 3% of the outstanding balance or $20, whichever is higher.
^> Terms and Conditions apply to insurances. These Terms and Conditions are contained in the booklet "HSBC's Credit Card Insurance Terms and Conditions For Platinum, Gold and Premier Credit Cardholders". Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder. Please consider the PDS available at www.hsbc.com.au or by calling 1300 301 168 before you make a decision about this product.
^< This price guarantee applies only for a price difference within Australia for purchases made in Australia and where the comparable price is obtained from a store within 25km of the original purchase.
^° Interest rate of 0% p.a. for the first 6 months is limited to the first balance transfer request per account from other store cards and non-HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently .
ˆ Points are redeemable for all travel related services offered by Travel Plus only. Flights, flight classes, seating and airlines are subject to availability at the time of your booking.
^*ˆ Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. 55 day interest free period applies to retail purchases only. You will not gain the benefit of the 55 interest free period unless the outstanding monthly balance (including any Balance Transfer or promotional amount) is paid in full by the due date.
Eligibility criteria for HSBC Premier applies and is set out in the HSBC Premier Service Guide. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply.