Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders who apply by . Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit hsbc.com.au or call 132 152. Interest rates are valid at the time of publication and are subject to change. HSBC credit card account holders who have previously cancelled their card may be ineligible for these promotional offers.
1 Bonus 40,000 Qantas Points offer is available to HSBC Platinum Qantas Credit Card holders who make an eligible purchase within 3 months of applying for their card. Points will ordinarily be credited within 2 months of making an eligible purchase. Eligible purchases exclude interest free promotions, balance transfers, business expenses, cash advances, fees and charges, any disputed transactions, BPAY® and any government fee or charge.
2 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card. The interest rate on the balance transfer applies for 6 months for the HSBC Credit Card and the HSBC Platinum Qantas Credit Card. The interest rate on the balance transfer applies for 15 months for the HSBC Platinum Credit Card. The balance transfer must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently . for HSBC Platinum Qantas Credit Card, . for HSBC Platinum Credit Card and . for HSBC Credit Card as at and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
3 $149 Annual Fee applies. This will be refunded for customers who apply between 1 January 2016 and , and spend $6000 on eligible purchases within 12 months of account approval. Refunds will be posted automatically within 30 days of eligible spend criteria being met, if your account is current and in good state. Annual fee will then be charged annually on the anniversary of the account opening date, and refunded for customers who spend $6,000 on their card within the following 12 months. Eligible purchases exclude interest free promotions, balance transfers, business expenses, cash advances, fees and charges, any disputed transactions, and any government fee or charge.
4 The $0 annual fee applies to the standard HSBC Credit Card for new customers only and only applies while you remain an HSBC Credit Card customer.