Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders who apply by . Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit hsbc.com.au or call 132 152. Interest rates are valid at the time of publication and are subject to change. HSBC credit card account holders who have previously cancelled their card may be ineligible for these promotional offers.
1 Bonus 40,000 Qantas Points offer is available to HSBC Platinum Qantas Credit Card holders who make an eligible purchase within 3 months of applying for their card. Points will ordinarily be credited within 2 months of making an eligible purchase.
2 Eligible purchase excludes business expenses, interest free promotions, interest free merchant purchases, balance transfers and cash advances.
3 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card. The interest rate on the balance transfer applies for six months for the HSBC Credit Card and the HSBC Platinum Qantas Credit Card. The interest rate on the balance transfer applies for eight months for the HSBC Platinum Credit Card. The balance transfer must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently . for HSBC Platinum Qantas Credit Card, . for HSBC Platinum Credit Card and . for HSBC Credit Card as at ) and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
4 An annual fee of $129 usually applies, however HSBC has arranged for this to be waived for HSBC Platinum Credit Card holders for life when they apply between 1 August 2015 and and are approved. Eligible purchases exclude interest free promotions, balance transfers, business expenses, cash advances, fees or charges, any disputed transactions, BPAY® and any government fee or charge.
5 The $0 annual fee applies to the standard HSBC Credit Card for new customers only and only applies while you remain an HSBC Credit Card customer.