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HSBC's American Express® Gold Credit Card
Features
Additional Features
- interest rate on purchases
- There is no annual fee for the first year. The $70 annual fee will continue to be waived each year when you spend more than $9,500 per year.
Membership Rewards™
Reward yourself by selecting from two Membership Rewards options - Choices and Ascent. Whichever one you choose, you'll earn one Membership Rewards point for every dollar spent on your Card.
- Choices - get greater value and flexibility when you use your Membership Rewards points to book any travel directly through Travelscene American Express. Plus you can choose from a wide range of retail vouchers, gifts and more all for only $40 per year.
- Ascent - gives you all the benefits that Choices offers plus the added freedom to redeem your points for points with our frequent flyer program partners. All for only $80 per year.
More Information on American Express® Cardmember Offers
Important Information
Subject to terms and conditions. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct at and are subject to change.
øMembership Rewards enrolment required. An annual fee applies. Subject to the terms and conditions of the Membership Rewards program.
ßSubject to enrolment in Membership Rewards Ascent. Selected carriers only. Subject to Terms and Conditions of the Membership Rewards program and airlines frequent flyer programs, including applicable fees.
¤The HSBC American Express Gold Credit Card gives you up to 55 days interest free on purchases, depending on when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
*The American Express interest rate policy describes how credit card interest rates can be adjusted based on your payment history. Under this policy it is intended that the special low rate will be maintained for the promotional period if you make your minimum payments on time.
The credit provider is American Express Australia Limited (ABN 92 108 952 085). HSBC distributes American Express Credit Cards under agreement with American Express and receives a financial benefit from Members.
Registered trademark of American Express Company.™ Trademark of American Express Australia Limited ABN 92 108 952 850.
