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Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/ACL 232595. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request.
HSBC cardholders who have previously cancelled the same card type as the new HSBC card they are applying for may not be entitled to any promotional offers.
^† This special offer is only available while you remain a customer of HSBC. HSBC cardholders who have previously cancelled the same card type as the new card they are applying for may not be entitled to these special promotional offers.
˜ Purchase interest rate applies to purchases only. Cash advances are charged at the cash advance interest rate. Minimum monthly repayments are required and calculated at 3% of the outstanding balance each month or $30, whichever is greater.
HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any subsequent purchases.
^# HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your HSBC credit card account, to reduce the balance(s) transferred first and then any subsequent purchases. Introductory balance transfer rate applies for the first 6 months and is limited to the first balance transfer request per account from other store cards and non- HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently Rates current as at and are subject to change.
^ Qantas Frequent Flyer points accrue in accordance with and subject to the HSBC Qantas Rewards terms and conditions. No points are earned on balance transfers, cash advances and other ineligible transactions. You must be a member of the Qantas Frequent Flyer program and provide your valid membership number to HSBC in order to earn and redeem points. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer A joining fee applies.
^^ Invitations are valid for Qantas Club and Qantas operated international Business Lounges only. Excludes International First Class Lounges, Chairman's Lounge, Domestic Business Lounges, Qantas oneworld® alliance airline lounges, partner airline lounges or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar. Qantas Club rules apply which are available at qantas.com/qantasclub. Qantas Club Invitation Conditions apply. Subject to Qantas Club Invitation Conditions available at hsbc.com.au Spend within the first 3 months of receiving your card to receive your two complimentary Qantas Club lounge invitations. Following that, each year, you will continue to receive two complimentary lounge invitations on the anniversary date of your first spend. Qantas receives payment from HSBC for points issued for use of this credit card.
* Terms and conditions apply. Insurance policies are issued by Zurich Australian Insurance Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commission on these policies or guarantee any of the benefits under the cover. Please consider the PDS available at zurich.com.au or by calling 1800 648 093 before making a decision about this product. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder.
1 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card, or within 1 month of receiving the new card. The interest rate on the balance transfer applies for six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your HSBC credit card account, to reduce the balance(s) transferred first and then any subsequent purchases. Please allow up to 3 statement periods from the end of this promotion for the balance transfer fee to appear on your statement. Offer not available to current or previous HSBC credit card holders.