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Credit Card Balance Transfers
Transfer your balance to an HSBC Credit Card
Take out a credit card with HSBC and transfer the balances of your other store and credit cards to reduce the cost and difficulty of managing multiple cards.
Don't just take our word for it. Use the simple savings scale below to see how much you could save when you take out an HSBC Low Rate credit card with 0% p.a. on balance transfers for the first 6 months†:
Balance Slider Disclaimer
The above example is approximate and for illustrative purposes only. It assumes each amount is transferred from 17% p.a. to HSBC's Low Rate Introductory Balance Transfer rate of 0% p.a. for the first six months. Potential savings are calculated based on minimum monthly repayments of 3% of the outstanding balance, and assume no other transactions are recorded during the six month balance transfer period. Interest is calculated daily (based on a 30 day month). Variable fees, charges, and account usage will affect individual results. All credit card applications are subject to HSBC's lending and credit criteria.
Balance Transfers for New Customers
Click on the links below to apply for the HSBC Credit Card that suits you. To take advantage of our Introductory Balance Transfer rates, make sure you complete the Balance Transfer section of your application.
New Customers - Select your credit card
Existing Credit Card Customers
If you are already an HSBC credit card customer, you can still transfer balances from your other credit and store cards to your HSBC credit card at our ongoing rate of 5.99% p.a. for 6 months†. To apply, simply download our Balance Transfer Request Form.
Important Information
† Interest rate for the first 6 months is limited to the first balance transfer request per account from other store cards and non-HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently for the Low Rate Credit Card and . for the Classic, Gold, Platinum and Premier Credit Card. All rates are current as at and are subject to change.
