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HSBC Classic Credit Card
The Visa credit card with rewards.
Classic Visa Credit Card Features
Classic Visa Card
The best of both worlds - enjoy a low annual fee and earn rewards points with the HSBC Classic Credit Card.
Key Features
- 0%p.a. Balance transfer for the first 6 months1 when you transfer balances from non-HSBC credit and store cards (a 2% handling fee will apply)
- Earn Rewards Points on every dollar you spend on purchases2
- Instant offers and discounts in Australia, overseas and online with HSBC's home&Away program
- Low $59 annual fee
- Up to 55 days interest-free period3 when you pay the full balance by the due date
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. HSBC is the credit provider and a registered person under the National Consumer Protection Act 2009.
Fees, charges, terms and conditions apply and are available at hsbc.com.au or by calling 132 152 All applications are subject to HSBC's lending criteria.
HSBC's Credit Card Rewards Program is continuously updated and subject to change.
1 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card, or within 1 month of receiving the new card. The interest rate on the balance transfer applies for six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your HSBC credit card account, to reduce the balance(s) transferred first and then any subsequent purchases. Please allow up to 3 statement periods from the end of this promotion for the balance transfer fee to appear on your statement. Offer not available to current or previous HSBC credit card holders.
2 Subject to Rewards Points capping limits.
3 Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
1 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card, or within 1 month of receiving the new card. The interest rate on the balance transfer applies for six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your HSBC credit card account, to reduce the balance(s) transferred first and then any subsequent purchases. Please allow up to 3 statement periods from the end of this promotion for the balance transfer fee to appear on your statement. Offer not available to current or previous HSBC credit card holders.
2 Subject to Rewards Points capping limits.
3 Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
