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Compare Credit Cards
Compare and choose your HSBC Credit Card. Easy.
Comparing credit cards isn't always easy. Here is all the information you need to compare and make the right choice. The guide below will help you to decide which credit card best suits your lifestyle.
For a Visa credit card, simply apply online now or download a credit card application form.
For an HSBC Premier Credit Card, please contact your HSBC Premier Relationship Manager, or call the HSBC Premier Centre on 1300 301 168 (or +61 2 9005 8192 from overseas).
HSBC Credit Card Comparison
| Minimum Income Requirement | $20,000 p.a. | $20,000 p.a. | $50,000 p.a. | $75,000 p.a. | Existing HSBC Premier customers only |
| Minimum Credit Limit Offered | $1,000 | $1,000 | $5,000 | $8,000 | Pre-approved $15,000 |
| Introductory Balance Transfer Rate | 0% p.a. |
5.99% p.a. | 5.99% p.a. | 5.99% p.a. | 0% p.a. |
| Interest Free Period | Up to 55 days | Up to 55 days | Up to 55 days | Up to 55 days | Up to 55 days |
| Interest Rate for Purchases | |||||
| Interest Rate for Cash Advances | |||||
| Annual Credit Card Fee | $0 Annual Fee for the life of the Card | $59 | $89 | $129 | Waived for the life of the card |
| Rewards Program | No | Yes | Yes | Yes | Yes |
| Rewards Program Fees | N/A | $0 | $0 | $0 | $0 |
| home&Away Privilege Program | Yes | Yes | Yes | Yes | Yes |
| Additional card for family or friends over 16 years | Yes (no fee) | Yes (no fee) | Yes (no fee) | Yes (no fee) | Yes (no fee) |
| Additional Insurances | No | No | Yes | Yes | Yes |
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Important Credit Card Information
Terms and Conditions apply and are available on application.
