HSBC Bank Australia
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Compare Credit Cards
Compare and choose your HSBC Credit Card. Easy.
Comparing credit cards isn't always easy. Here is all the information you need to compare and make the right choice. The guide below will help you to decide which credit card best suits your lifestyle.
For a Visa credit card, simply apply online now or download a credit card application form.
For an American Express® credit card, simply apply online now or download a credit card application form.
HSBC Credit Card Comparison
| Minimum Income Requirement | $20,000 p.a. | $20,000 p.a. | $50,000 p.a. | $75,000 p.a. | $40,000 p.a. |
| Minimum Credit Limit Offered | $1,000 | $1,000 | $5,000 | $12,000 | |
| Introductory Balance Transfer Rate | 0% p.a. | 5.99% p.a. | 5.99% p.a. | 5.99% p.a. | 8.99% p.a. |
| Interest Free Period | Up to 55 days | Up to 45 days | Up to 45 days | Up to 45 days | Up to 55 days |
| Interest Rate for Purchases | |||||
| Interest Rate for Cash Advances | |||||
| Annual Credit Card Fee | $49 (waived in 1st year) | $59 | $99 | $199 | $70 (waived in 1st year) |
| Rewards Program | No | Yes | Yes | Yes | Yes |
| Rewards Program Fees | N/A | $0 | $0 | $0 | $40 Choices, $80 Ascent |
| home&Away Privilege Program | Yes | Yes | Yes | Yes | No |
| Additional card for family or friends over 16 years | Yes (no fee) | Yes (no fee) | Yes (no fee) | Yes (no fee) | Yes ($20 p.a.) |
| Additional Insurances | No | No | Yes | Yes | |
| Next Steps |
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Important Credit Card Information
Terms and Conditions apply and are available on application.
