FAQ: Insurances

Do I get any insurance with my HSBC credit card?

HSBC offers a range of complimentary insurances with our Gold and Platinum credit cards, including Guaranteed Pricing Insurance, Extended Warranty Insurance, Purchase Protection Insurance, Transit Accident Insurance (Platinum only), and International Travel Insurance. There are no complimentary insurances offered on HSBC's American Express Credit Cards.

Insurance policies are issued by Zurich Australian Insurance Limited ABN 13 000 296 640. Terms and conditions apply. For more information on complimentary HSBC credit card insurances, call 132 152 (or +61 132 152 from overseas).

What other Credit Card Insurance covers are available?

It's comforting to know that your financial commitments are covered should the unexpected happen. HSBC Card Repayment Protection Insurance offers cover to help you meet your minimum monthly repayments if you become temporarily disabled or involuntarily unemployed - or pays the outstanding balance should you become totally and permanently disabled or die, up to a maximum of $25,000.

The insurance is issued by American International Assurance Company (Australia) Limited (AIA), ABN 79 004 837 861
AFSL 230043 trading as AIG Life. HSBC Card Repayment Protection is distributed by HSBC Bank Australia Limited,
ABN 48 006 434 162; AFSL No. 232595 (HSBC). Find out more information on HSBC Card Repayment Protection Insurance, including details on how to apply, or call HSBC on 132 152 (or +61 132 152 from overseas).

What is the Guaranteed Pricing Scheme?

The Guaranteed Pricing Scheme is complimentary for HSBC Gold and Platinum cardholders. It allows you to claim the price difference on an item purchased with your Gold or Platinum credit card when you discover the identical item at a lower price within 21 days of the purchase. For more information or to make a claim, please call Zurich Insurance on 1800 648 093.

This policy is issued by Zurich Australian Insurance Limited ABN 13 000 296 640. The Guaranteed Pricing Scheme is not available to Classic and Low Rate cardholders. Terms and conditions apply.

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What is Extended Warranty Insurance?

Extended Warranty Insurance is complimentary for HSBC Gold and Platinum cardholders. It provides an extended Australian manufacturers warranty for up to 12 months on most purchases of personal goods using your Gold or Platinum credit card. For more information or to make a claim, please call Zurich Insurance on 1800 648 093.

This policy is issued by Zurich Australian Insurance Limited ABN 13 000 296 640. Extended Warranty insurance is not available to Classic and Low Rate cardholders. Terms and conditions apply.

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What is Purchase Protection Insurance?

Purchase Protection Insurance is complimentary for HSBC Gold and Platinum cardholders. It provides protection against loss, theft or damage for most personal goods purchased using your Gold or Platinum credit card, either locally or overseas. For more information or to make a claim, please call Zurich Insurance on 1800 648 093 (Australia) or +61 2 9995 2021 (Worldwide).

This policy is issued by Zurich Australian Insurance Limited ABN 13 000 296 640. Purchase Protection insurance is not available to Classic and Low Rate cardholders. Terms and conditions apply.

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What is Transit Accident Insurance?

Transit Accident Insurance is complimentary for HSBC Platinum cardholders. It provides protection against death or injury while making a plane, tourist bus, train or ferry journey purchased using your Platinum credit card. For more information or to make a claim, please call Zurich Insurance on 1800 648 093.

This policy is issued by Zurich Australian Insurance Limited ABN 13 000 296 640. Transit Accident insurance is not available to Gold, Classic and Low Rate cardholders. Terms and conditions apply.

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What is International Travel Insurance?

International Travel Insurance is complimentary for HSBC Gold and Platinum cardholders. It protects you while overseas when you purchase your return travel tickets using your Gold or Platinum credit card. This protection covers medical and hospital expenses, loss or damage to personal items, travel delays, cancellation of travel, rental vehicle damage and legal liability. For more information or to make a claim, please call Zurich Insurance on 1800 648 093 (Australia) or
+61 2 9995 2021 (worldwide).

This policy is issued by Zurich Australian Insurance Limited ABN 13 000 296 640. International Travel insurance is not available to Classic and Low Rate cardholders. Terms and conditions apply.

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What do I do if I want to make an insurance claim?

For the Guaranteed Pricing Scheme, Extended Warranty, Purchase Protection, Transit Accident and International Travel Insurance claims, please call Zurich Insurance on 1800 648 093 (Australia) or +61 2 9995 2021 (Overseas - reverse charges).

For Card Protection Insurance claims, please call Secure Sentinel on 1800 648 043 (Australia) or +61 2 9411 6898 (Overseas - reverse charges).

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