The world's local bank
- Home
- Personal Banking
- Credit Cards
- Gold Credit Card
You are not logged on.
Internet Banking
Gold Credit Card
Visa Card with Brilliant Benefits. Apply for Gold.
Gold Visa Credit Card - Apply Online
Gold Visa Credit Card
For a low annual fee of $89 (waived in 1st year), HSBC's Gold Credit Card allows you to earn Rewards Points for every dollar you spend, as well as enjoying the extra protection of a comprehensive insurance package.
Key Features of the Visa Gold Card
- Enjoy a low introductory interest rate¥ for 6 months when you transfer balances from other credit and store cards
- Earn Rewards Points for every dollar you spend with our Rewards Plus program*
- International Travel, Extended Warranty, Guaranteed Pricing, and Purchase Protection insurance at no extra cost#
- Up to 45 days interest-free period on standard purchases^
- Save by locking in 5 purchases a year (from $500 each) at either a lower interest rate of 10.99% p.a.> for 120 days or up to 90 days interest free>
Is this the best credit card for you?
Try our credit card selector to choose the right credit card.
More InformationAdditional Features for HSBC's Gold Visa Credit Card
Important Information
Terms and conditions apply and are available on application. Fees & charges apply. All applications are subject to HSBC's lending criteria. HSBC's Credit Card Rewards Program is continuously updated and subject to change.
¥ Introductory balance transfer rate for the first 6 months is limited to the first balance transfer request per account from other store cards and non- HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently .
* Subject to Rewards Points capping limits
# Terms and conditions apply. Insurance policies are issued by Zurich Australian Insurance Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commission on these policies or guarantee any of the benefits under the cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder.
^ Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers.
> Terms and conditions apply. Limited to 5 purchases per year, where each purchase is $500 or more.
Rates are current as at and are subject to change.
