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HSBC Credit Card
HSBC Credit Card - Apply Online.
Credit Card Interest and Facts
HSBC Credit Card
Rather than pay for the features you don't need, HSBC's Credit Card gives you the freedom to buy what you want, when you want.
Key Features
- $0 Annual Fee for the life of the Card †
- $50 cashback when you make your first spend#
- Low interest rate of just .~ on purchases
- Interest rate of ~ on cash advances
- Up to 55 days interest-free period^
- Access to discounts and benefits worldwide with HSBC's home&Away Privilege Program
Important Information
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request.
HSBC cardholders who have previously cancelled the same card type as the new HSBC card they are applying for may not be entitled to any promotional offers.
† This special offer is only available while you remain a customer of HSBC. HSBC cardholders who have previously cancelled the same card type as the new card they are applying for may not be entitled to these special promotional offers.
^ Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
~ Purchase interest rate applies to purchases only. Cash advances are charged at the cash advance interest rate.
All interest rates are current as at and are subject to change.
HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any subsequent purchases.
#$50 credit is not transferable. Limited to one $50 credit per customer. To receive the $50 credit, you must activate and spend on your new HSBC Credit Card after approval of your card. Any Card fees, Balance Transfers or Cash Advances do not count towards your initial spend. Your card account must not be in arrears to qualify. Please allow up to three statement periods from the end of this promotion for your $50 credit to appear on your statement.
