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HSBC Credit Card

HSBC Credit Card

The credit card that provides real value. There's $0 annual fee to be paid for the life of the card, but you get access to discounts courtesy of the home&Away Privilege Program.


  • $0 Annual Fee$0 annual fee for the life of the card for new customers1 (other fees and charges apply).
  • 0% p.a. Balance Transfer for 6 monthsEnjoy 0% p.a. balance transfer for 6 months2 from non-HSBC credit and store cards on application, (reverts to the variable cash advance rate).
  • home&Away Privilege ProgramAccess to exclusive offers and special privileges with over 27,000 selected partners in Australia and overseas with the home&Away Privilege Program3.
HSBC Credit Card

Available to new, approved customers who apply for the HSBC Credit Card by . Other fees and charges apply.

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  • Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offers available to new, approved HSBC credit cardholders who apply by . Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit or call 132 152. Interest rates are valid at the time of publication and are subject to change. HSBC credit card account holders who have previously cancelled their card may be ineligible for these promotional offers.
  • 1 The $0 annual fee applies to the standard HSBC Credit Card for new customers only and only applies while you remain an HSBC Credit Card customer.
  • 2 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card. The interest rate on the balance transfer applies for six months and must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently . as at and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC Credit Card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
  • 3 home&Away Privilege Program terms and conditions apply.
  • 4 Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. You will not gain the benefit of the interest free period unless you pay the full balance (including any Balance Transfer or promotional purchases) by the due date.
  • 5 Available at participating retailers only. A list of retailers is available at Minimum purchase and conditions apply. Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate (currently . as at ). Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher.
  • 6 Facility and provider fees and charges may apply. ATM transactions fees may apply for use of non-HSBC ATMs.