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Instore Purchases
HSBC's Finance Options
If you're thinking of buying a plasma TV, a new kitchen or lounge or anything else for your home, why wait when HSBC can help you get what you want today. We have a range of affordable finance solutions including:
HSBC Visa Credit Card
Flexible interest free^ finance together with the advantages of a Visa Credit Card.
You can apply in-store right now for interest free finance and as part of the finance arrangement you will receive an HSBC Visa Credit Card.
Why will it work for you:
You can take your purchase home straight away and benefit from interest free finance. Plus with your HSBC credit card you can take advantage of interest free^ promotions of up to 48 months at participating retailers. The HSBC Visa Card also offers you up to 45 days interest-free period for everyday purchases#.
To help with your repayments you will receive a statement each month. If you have a payment deferred promotion, then you will not need to make a repayment for that purchase for the period of that promotion.
If you don’t have a payment deferred promotion then you will need to make a repayment of 3% of the outstanding balance each month or $20, whichever is greater.
You can avoid interest by making repayments before your interest free period expires. Your statement will show you the current outstanding balance and when the interest free period expires. At the end of that interest free period, the balance remaining will be charged interest at the cash advance rate applicable at the time.
HSBC Personal Instalment Line
With a handy HSBC Personal Instalment Line, you can spread the cost of your purchase over a few years.
If you prefer to keep on top of your repayments and know what you have to budget for, you can apply for our Personal Instalment Line. It’s the ideal way to get what you need today.
Why will it work for you:
Allows you to spread the cost of your purchase over time and gives you flexibility to make repayments that suit your budget.
Plus it enables you to take home your purchase when you don’t have the full purchase amount.
Important Information
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request.
^ Interest-free periods apply only to approved promotional transactions for specified periods at participating merchants. Balances outstanding at the end of a promotional period will form part of the normal account balance and will be subject to the standard account conditions of use and cash advance rate at the time (currently ). Rates subject to change. Interest free and payment deferred promotions are at the discretion of the participating retailer. HSBC accepts no liability for the time periods terms, terms and conditions of any promotion offered.
# Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
