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HSBC's Visa Credit Card
HSBC's Visa Credit Card
As well as all the advantages of a Visa Credit Card, it offers interest free credit and deferred payment options on purchases at over 1,700 retailers nationwide. And because it's a credit card, you have the flexibility to pay back when it suits you either in a small amount each month or a lump sum until the balance is cleared (minimum monthly repayments apply).
Features:
- For purchases from $500 to $50,000
- Up to 45 days interest free on all purchases
- Interest rates of 21.99%p.a. on everyday purchases and 23.25%p.a. on cash advances and balances on expired promotions
- A low rate of 5.99% p.a. for 6 months* on Balance Transfers from other non HSBC credit and store cards
- Earn Rewards points for every dollar you spend~
- Access to HSBC's home&Away Privilege program with instant rewards in over 40 countries
- Low $59 annual charge
- Worldwide acceptance at over 24 million Visa retailers
- Cash withdrawals at over 800,000 ATMs worldwide
- 24/7 access to Credit Cards Online, for a quick, easy and secure way to manage your account
- Easy repayments by BPAY, direct debit, telephone, by mail, at Australia Post or at any HSBC branch
Important Information
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request.
^ Interest-free periods apply only to approved promotional transactions for specified periods at participating merchants. Balances outstanding at the end of a promotional period will form part of the normal account balance and will be subject to the standard account conditions of use and cash advance rate at the time (currently 23.25%p.a.). Rates subject to change. Interest free and payment deferred promotions are at the discretion of the participating retailer. HSBC accepts no liability for the time periods terms, terms and conditions of any promotion offered.
# Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
* Introductory balance transfer rate applies for the first 6 months and is limited to the first balance transfer request per account from other store cards and non- HSBC credit cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently 23.25%p.a. (Rates subject to change).
~ Subject to Rewards Points capping limits. Excludes balance transfers, cash advances and interest free promotional purchases.
