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Low Rate Credit Card
Credit Card Interest and Facts
Low Interest Rate Credit Card
Rather than pay for the features you don't need, HSBC's Low Interest Rate Credit Card gives you the freedom to buy what you want, when you want and with one of the fairest low interest rates around.
Key Features
- Low balance transfer interest rate - enjoy 0% p.a. for 6 months*
- Low interest rate of just ~ on purchases
- Low annual fee of just $49 (waived in the first year)
- Interest rate of ~ on cash advances
- Up to 55 days interest-free period^
- Access to discounts and benefits worldwide with HSBC's home&Away Privilege Program
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Important Information
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees, charges and lending criteria apply. Terms and conditions apply and are available on request.
HSBC cardholders who have previously cancelled the same card type as the new HSBC card they are applying for may not be entitled to any promotional offers.
* Interest rate on balance transfers applies for the first 6 months and is limited to the first balance transfer request per account from other store cards or non-HSBC Credit Cards. After this period, any balance outstanding from the Balance Transfer will accrue interest at the Interest Rate for Cash Advances, currently 19.99%p.a.(Rates subject to change)
^ Depending on when you make your purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
~ Purchase interest rate applies to purchases only. Cash advances are charged at the cash advance interest rate.
All interest rates are current as at and are subject to change.
HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any subsequent purchases.
