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Platinum Credit Card

Our most prestigious card, for people who want the best. Experience Platinum Privileges, powerful credit limits, your own concierge and so much more.


HSBC Platinum Credit Card

Welcome to our most prestigious card, for people who want the best. With the HSBC Platinum Credit Card you can take advantage of 0% p.a. balance transfer for 8 months1 from non-HSBC credit cards on application (reverting to the variable cash advance rate). You'll also have access to Visa Platinum Privileges, powerful credit limits, comprehensive insurance4 (eligibility and exclusions apply), your own concierge and so much more.

Available to new, approved customers who apply for the HSBC Platinum Credit Card by . Other fees and charges apply.


  • $0 Annual Fee for Life7 (so you could save $129 a year). Other fees and charges apply
  • 0% p.a. balance transfer for 8 months1 from non-HSBC credit cards on application (reverting to the variable cash advance rate thereafter)
  • Free additional cardholders
  • Earn 1 Rewards Point on every dollar you spend on eligible purchases3 and choose your own rewards
  • Insurance package available4 including Extended Warranty, Purchase Protection, Guaranteed Pricing, Transit Accident and International Travel Insurance (Eligibility and exclusions apply)
  • Visa Platinum Concierge Service - Wherever in the world you may be, your own concierge can help you with a host of services, whether it be tickets to a show in Sydney or hiring a private yacht in Fiji
  • Up to 55 days interest-free on purchases5 when you pay the full balance (including any balance transfer, promotional purchases and the 0% p.a. purchase offer above) by the due date each month
  • Additional cardholder fee $0


Additional Platinum Card Features

The Platinum Side of Life

It's the finer things in life that make being a Visa Platinum cardholder unique. Visa Platinum is your connection to experiences that money-can't-buy. Be it backstage passes, tickets to gallery openings or your own concierge service, we have a range of special privileges and offers just for you.

The list of benefits of Platinum Privileges is endless, below are just some of the highlights. For more details, and to register to be the first to hear about new offers, visit


Wherever in the world you may be, your own concierge can help you with a host of services, whether it be tickets to a show in Sydney or hiring a private yacht in Fiji.

To contact your concierge, which is there for you 24 hours a day, 7 days a week, simply call 1800 639 607 in Australia or go to

Theatre and Films

Have the red carpet rolled out for you. Even for a sold out show, the best seats in the house can be reserved for you, and a complimentary drink waiting for you when you arrive.

Home Entertainment

Thinking about home entertainment? With the help of leading entertainment specialists, you can have first access to the newest home entertainment products and personal solutions to suit.

Music and Events

If there is an event or concert happening near you, we can get you up close and personal with front-section seats, or backstage to meet your favourite artist.

Travel and Lifestyle Travel

You can enjoy gallery or exhibition openings and unique cultural events. And when you need a break, your Visa Platinum card gives you access to the most exclusive travel experiences including organising a meet and assist at certain international airports.


More Platinum Benefits

Rewards Plus Program

Every dollar you spend on purchases earns you valuable Rewards Points3. Points can be redeemed for a range of things including homewares, gift vouchers, travel and even financial rewards.


Unique Experiences

Enjoy unique experiences, discounts and special benefits locally and overseas when you use your card at over 27,000 outlets worldwide, thanks to HSBC's home&Away Privilege Program6.


Prestigious Protection4

Extended Warranty Insurance

Enjoy added security and peace of mind with an extended Australian manufacturer's warranty of up to 12 months on most purchases of personal goods made using your card.

Guaranteed Pricing Scheme

Put an end to the frustration of making a purchase and discovering you could have paid less elsewhere. You can make a claim for the difference in price.

Purchase Protection Insurance

Whether you are shopping locally or overseas, most personal goods you purchase are protected against loss, theft or damage for up to 90 days.

Transit Accident Insurance

The unexpected can happen, so it's reassuring to know you're protected against death or injury while travelling as a passenger on a plane, tourist bus, train or ferry.

International Travel Insurance

While overseas, you are protected when you purchase your return travel tickets using your card. This protection covers medical and hospital expenses, loss or damage to personal items, travel delays, cancellation of travel, rental vehicle damage and legal liability.

For more information or to make a claim please call Zurich Insurance on 1800 648 093.

Rates & Fees

Credit Card Fees and Charges
Annual Credit Card Fee
$0 Annual Fee for Life7
Introductory Balance Transfer Rate
from non-HSBC credit cards on application
0% p.a. for 8 months1
reverting to the variable cash advance rate
Interest Free Period on purchases
when you pay the full balance including any balance transfer, promotional purchases and the 0% p.a. balance transfer offer above by the due date each month
Up to 55 days5
Minimum Income Requirement
$40,000 p.a.
Minimum Credit Limit Offered
Interest Rate for Purchases
Interest Rate for Cash Advances
Rewards Program
home&Away Privilege Program6
Multiple additional cards for family or friends over 16 years
Yes (no fee)
Additional Insurances
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offer available to new, approved HSBC credit card holders who apply by . Fees, charges, terms and conditions apply. Visit or call 1300 308 008. HSBC's lending criteria applies. HSBC Credit Card account holders who have previously cancelled their card may be ineligible for this promotional offer.
1 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card. The interest rate on the balance transfer applies for eight months and must be from non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the cash advance rate (currently . as at and subject to change). HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC Credit Card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.
3 Purchase excludes business expenses, interest free promotions, interest free merchant purchases, balance transfers and cash advances. Rewards Program terms, conditions and points capping limits apply.
4 Terms and conditions apply to insurances. Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640 AFSL 232507. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any of the benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder. This document provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the PDS available at or by calling 1800 648 093.
5 Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. You will not gain the benefit of the interest free period unless you pay the full balance (including any Balance Transfer or promotional purchases) by the due date.
6 home&Away Privilege Program terms and conditions apply.
7 An annual fee of $129 usually applies, however HSBC has arranged for this to be waived for HSBC Platinum Credit Card holders for life when they apply between 1 June 2014 and and are approved. Eligible purchases exclude interest free promotions, balance transfers, business expenses, cash advances, fees or charges, any disputed transactions, BPAY® and any government fee or charge.


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