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Home Loans

  • Buying, refinancing or investing~ around Australia - choose from a range of great HSBC home loans.

HSBC Home Value Loan

For your family home select the loan that won't lock you in.

  • Flexibility to redraw any additional payments any time
  • Discounted rate and no ongoing monthly fees
  • Personal Relationship Manager

Available on new borrowings from $50,000 when applying by 16 October 2015, owner occupier only. Other charges apply.

More about this home loan

Compare Home Loans

Compare our range of home loans. Designed with flexibility and exclusive service to best suit your needs whatever house or apartment you are buying.

Compare Home Loans

Premier 3 Year Fixed Rate Home Loan

Security and peace of mind with set repayments.

  • You can pay Interest Only or Principal and Interest
  • Flexibility to make additional repayments up to $10,000 per year without any early repayment fees. Break costs may apply after that

Available on new borrowings to HSBC of $50,000 or more with HSBC Premier.

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Premier Standard Variable Home Loan*

A variable rate home loan.

  • Variable interest rate
  • 100% Offset Accountˆ on variable loans

Available on new HSBC borrowings of $50,000 or more with HSBC Premier.

More about this home loan

Home Loan Calculators

Use our range of home loan calculators to find the facts and figures you need to make decisions.

See all Home Loan calculators

Buying a Property

At HSBC we believe a home loan is more than a mortgage, it's the foundation for building your wealth. We have a range of information to help you through the process of buying, refinancing or investing.


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Important information

  • *Standard Variable Rate is currently . subject to change. Tiered discounts apply, loan amount of AUD 500,000 - AUD 749,000 receive 0.75% discount p.a., loan amount of AUD 750,000 - AUD 1,499,000 receive 0.80% discount p.a., loan amount of AUD 1,500,000 or greater receive 0.85% discount p.a. Visit hsbc.com.au for details of the Standard Variable Rate applicable at the time of application. HSBC Premier monthly fee of $35 applies. Eligibility criteria for HSBC Premier apply and are available from our branches, by calling 1300 301 168 or hsbcpremier.com.au
  • # Lending criteria applies.
  • ˆ This advertisement does not take into account your personal, financial situation. Please consider the relevant Product Disclosure Statement available at hsbc.com.au or by calling 1300 308 008 before making a decision about this product.
  • 1 HSBC Easy Switch service is available when we refinance, personal, residential security. Only one mortgage noted on title.
  • ~ Investment lending is presently reserved for existing banking customers (excludes HSBC Credit Card only customers). Existing HSBC customers are defined as having an existing retail bank lending product (mortgage), or in the absence of this, currently hold a deposit account with HSBC Australia that was opened prior to 1st January 2015 (Credit Card only customers excluded).