Buying your first home

Buying your first home is one of the biggest financial decisions you will make. There are many different factors to consider from getting the right loan, to finding the perfect home. Helpful information combined with the right advice can make a world of difference and put you in a great position to buy your first house. Get it right the first time and find out how to successfully purchase your first property.

Steps to buying

Put buying a home into perspective and take the pressure off with helpful tips and great advice.

• How much can I borrow?
  The amount you can borrow will determine the property you will purchase. Before you start looking for your dream home, find out How Much You Can Borrow with HSBC’s helpful Calculators.
• What are the costs involved?
  There are many costs associated with buying a property. Find out what Application Fees and Third Party Costs you will need to pay for and see what your repayments will be with HSBC’s Repayment Calculator.
• Which loan is right for me?
  The right loan needs to suit your individual needs, giving you both flexibility and benefits. Find the right loan for you with HSBC’s Home Loan Selector and compare features with HSBC’s Comparison Table.
• How can I apply for a loan?
  Once you’ve found your perfect loan, there are many different ways to apply. Find out how to apply and use the method that’s convenient for you.
• Tips - the right home, buying and auctions
  Find out everything you need to know about getting a home that’s right for you. Get great Tips for auctions and find out what questions you need to be asking and the importance of your potential properties location.
• The process - start to finish
  The thought of buying your first home can be overwhelming. Put it in perspective from start to finish with HSBC’s Eight Steps to buying.

What docs do I need?

The paper work for buying a property can be confusing and time consuming. Find out everything you’ll need to provide when applying for a Home Loan with HSBC’s helpful Checklist.

First Home Owner’s Grant^#

If you’re entitled to the First Home Owner’s Grant, chances are you have questions that need answering. Get the information you need and find helpful links and contact phone numbers. HSBC can even help you apply if you are entitled to the grant.

Home Loan Glossary

If home loan jargon has you confused, take a look at our Glossary and make sense of what you’re reading.

FAQs

If you’re buying your first home, you’ve got questions that need answers. Whether you’re just starting your research or you have your first property picked out, find the answers to your questions right here.

Home Loan Selector Tool

Use our Home Selector tool to find the home loan that's right for you.