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Home Equity Loan^
Make the equity in your home work for you with a HSBC home loan.
Home Loan Features
As long as you have at least 20% equity in your home, you can take advantage of the Home Equity Loan, which will give you access to the funds you need to forge ahead.
Key Features - Home Equity Loan
- Interest Type - Variable Rate
- Purpose - Owner Occupier and Investment
- Maximum Loan to Value Ratio - 80% Owner Occupier / 80% Investment‡
- Loan Amount - $20,000 Minimum / $1,000,000 Maximum
- Maximum Loan Term - No Set Period
Other Home Equity Loan Features
|
Feature
|
Description
|
|---|---|
| Monthly Account Keeping Fees | No monthly account keeping fees. |
| Repayment Type Options | Monthly Interest Only. |
| Repayment Frequency Options | Only requirement is to pay monthly interest. |
| Make Extra Payments# | Flexibility to make additional repayments without penalty can save you interest and can be accessed at anytime. |
| Redraw (Cash back) Available^ | Transactional access to the Home Loan. |
| Internet and Telephone Banking^ | Transact and get up to date balance information about your Home Loan account through our internet and telephone banking. |
| All in One Transaction Loan | The ability to transact on the Home Loan via ATM*, EFTPOS, BPAY®, Phone/Internet Banking and Bank@Post™. |
| Ability to Split Home Loan^ | Mix and match with our other home loans to tailor the solution you need. You get one free split at the time of application. |
| Portable Home Loan^ | Save on application and other fees by keeping the same loan even if you to sell and buy elsewhere. |
| Package Discount Available**^ | Rate and fee discounts available through HSBC packages. |
Still not sure which home loan suits you best?
Home Loan Selector Tool
Use our Home Selector tool to find the home loan that's right for you.
^Fees and charges apply.
^Terms and Conditions apply.
‡Lending criteria applies.
#A Deferred Establishment Fee applies if the home loan is paid out within 3 years.
* HSBC ATM Card is required.
**Minimum criteria apply for eligibility.
® BPAY is a registered trademark BPAY Pty Ltd ABN 69 079 137 518
™ Bank@Post is a trademark of The Australian Postal Corporation ABN 28 864 970 579
Apply for a Home Loan
Call us on 1300 308 880
