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Market Linked Loan (Hidden CJM)

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Market Linked Home Loan^{^}

Want to buy property in Australia as an expatriate? Tailor a home loan to suit.

Home Loan Features

If you are an expatriate or investor earning an income in Hong Kong or US dollars and wanting to purchase an investment property in Australia the Market Linked Home Loan is just right for you. The Home Loan makes life simple, allowing you to match your repayments to your income.^~

Key Home Loan Features

Interest Type - Variable Rate - the interest rate is linked to the interest rate market and is reviewed on a 3 monthly basis.
Purpose - Investment Only
Maximum Loan to Value Ratio - 60% Investment^‡
Loan Amount - $50,000 Minimum / $1,000,000 Maximum
Maximum Loan Term - 30 Years

Other Home Loan Features

Feature	Description
Monthly Account Keeping Fees	No monthly account keeping fees.
Repayment Type Options	Principle and Interest Only.
Repayment Frequency Options	Monthly Only.
Make Extra Payments^{^#}	Only available on the interest review date (every 3 months).
Redraw (Cash back) Available^{^}	Only available on the interest review date (every 3 months).
Portable Home Loan^{^}	Save on application and other fees by keeping the same loan even if you to sell and buy elsewhere.
Package Discount Available^{^*}	Rate and fee discounts available if your loan exceeds a predefined amount.

Still not sure which home loan suits you best?

Home Loan Selector Tool

Home Loan Selector Tool Use our Home Selector tool to find the home loan that's right for you.

^~If a Market Linked Loan is taken in Hong Kong or US dollars, a deposit account in the same currency needs to be taken with HSBC.
^{^}Fees and charges apply.
^{^}Terms and Conditions apply.
Notice of Change to fees, charges, terms and conditions.

^‡Lending criteria applies.
^#A Deferred Establishment Fee applies if the loan is paid out within 3 years.
^*Minimum criteria apply for eligibility.