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Fixed Rate Home Loan (Hidden CJM)

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Fixed Rate Home Loan^{^}

Protect yourself from interest rises with a fixed rate home loan.

Home Loan with Fixed Rate - Features

A Fixed Rate Home Loan allows you to lock-in an interest rate over a predetermined term, protecting you from rising interest rates. This allows you the comfort to budget for your home loan by knowing the repayments will not change for a fixed term.

Key Home Loan Features

Interest Type - Fixed Rate
Purpose - Owner Occupier and Investment
Maximum Loan to Value Ratio - 90% Owner Occupier / 90% Investment^‡
Loan Amount - $50,000 Minimum / $7,500,000 Maximum
Maximum Loan Term - 30 Years

Other Home Loan Features

Feature	Description
Monthly Account Keeping Fees	No monthly account keeping fees.
Repayment Type Options	Option to pay Principle and Interest or Interest Only for a maximum of 3 years. If you pay interest only, monthly repayments are required. Annual Interest only in advance is available as an option for investors.
Repayment Frequency Options	Schedule your repayments to match the timing of your income. You can choose Monthly, Weekly or Fortnightly.
Make Extra Payments^{^#}	Flexibility to make additional repayments up to $10,000 per year can be made without penalty.
Internet and Telephone Banking^{^}	Get up to date balance information about your home loan account through our internet and telephone banking.
Ability to Split Home Loan^{^}	Mix and match with our other home loans to tailor the solution you need. You get one free split at the time of application.
Portable Home Loan^{^}	Save on application and other fees by keeping the same loan even if you want to sell and buy elsewhere.
Package Discount Available^{*^}	Rate and fee discounts available through HSBC packages.
Low Doc Option^{^}	Ideal choice where one or all borrowers are self employed.

Still not sure which home loan suits you best?

Home Loan Selector Tool

Home Loan Selector Tool Use our Home Selector tool to find the home loan that's right for you.

^{^}Fees and charges apply.
^{^}Terms and Conditions apply.
Notice of Change to fees, charges, terms and conditions.

^‡Lending criteria applies.
^#A Deferred Establishment Fee applies if the loan is paid out within 3 years.
^*Minimum criteria apply for eligibility.