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Compare Home Loan Interest Rates & Features
Term Loans
| Home Value Loan | Home Rewards | Variable Rate | Fixed Rate^^ |
Market Linked Loan | |
| Description | A simple 'no frills' home loan | Guaranteed low variable interest rate | Complete repayment flexibility | Enjoy security and peace of mind | A loan for investors with income in a foreign currency |
| Interest rate type | Variable | Variable | Variable (introductory rate available) | Fixed 1-5 years | Fixed rate resets every 3 months (HKD or USD) |
| Interest rate^ | (1 year) (2 years) (3 years) (4 years) (5 years) |
AUD - HKD - USD - |
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| Comparison interest rate* | (1 year) (2 years) (3 years) (4 years) (5 years) |
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| Purpose | Owner occupier and investment | Owner occupier and investment | Owner occupier and investment | Owner occupier and investment | Investment |
| Maximum Loan to Value Ratio** |
Owner occupier and investment: 90% |
Owner occupier and investment: 90% |
Owner occupier and investment: 90% |
Owner occupier and investment: 90% |
Investment: 60% |
| Extra repayments |  |
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Up to $10,000 per 12 months |
On interest review date every 3 months |
| Redraw | |
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On interest review date every 3 months |
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| Intro Rate Available~ | |
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Important Home Loan Information
Fees and charges apply.
Terms and Conditions apply.
Notice of Change to fees, charges, terms and conditions.
Lending criteria apply.
^ Loans > $1 million, contact HSBC
*Comparison interest rate calculations for Home Loans are based on designated amount of $150,000 and a term of 25 years. Our comparison interest rate schedules are available at our branches and at www.hsbc.com.au. WARNING: This comparison interest rate applies only to the example or examples given. Different amounts and terms will result in different comparison interest rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison interest rate but may influence the cost of the loan.
** Overseas borrowers maximum LVR is 80%
~ Special Prepayment Charges apply for introductory loans repaid in first 3 years
^^ Break costs payable if loan repaid during fixed term
Apply for a Home Loan
Call us on 1300 308 880
