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Compare Home Loans

Compare Home Loans

Compare home loan interest rates & features

Compare our range of home loans. Designed with flexibility and exclusive service to best suit your needs whatever house or apartment you are buying.

Home Value Loan
 

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A simpler home loan with a competitive variable rate

Standard Variable Rate

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Complete repayment flexibility

Home Smart
 

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Combine your income, savings and loan into one easy to manage account

Home Equity
 

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A loan that gives you the freedom to create wealth

Purpose

Owner Occupied and Investment

Owner Occupied and Investment

Owner Occupied and Investment

Owner Occupied and Investment

Rates & Fees

Interest Rate Type

Variable

Variable

Variable

Variable

Owner Occupied Interest Rate

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Owner Occupied Comparison Rate#

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Owner Occupied Premier Discount*(Eligibility criteria apply)

0.75% p.a.

0.75% p.a.

0.75% p.a.

Investment Interest Rate

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Investment Comparison Rate#

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Investment Premier Discount*(Eligibility criteria apply)

0.75% p.a.

0.75% p.a.

0.75% p.a.

Monthly Account Keeping Fee

$0

$0

$0

$0

Features

Extra Repayments

Yes you can with this home loan Yes you can with this home loan Yes you can with this home loan Yes you can with this home loan

Redraw

Yes you can with this home loan Yes you can with this home loan Yes you can with this home loan Yes you can with this home loan

Maximum Loan to Value Ratio (LVR)**

Owner Occupied - 90%
Investment - 90%

Owner Occupied - 90%
Investment - 90%

Owner Occupied - 90%
Investment - 90%

Owner Occupied - 80%
Investment - 80%

 

Home Value Loan
 

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Standard Variable Rate

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Home Smart
 

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Home Equity
 

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Important Information

  • Fees and charges apply.
  • Terms and Conditions apply.
  • Lending criteria apply.
  • * Our Variable rates are subject to change. Tiered discounts apply, loan amount of AUD 500,000 - AUD 749,000 receive 0.75% discount p.a., loan amount of AUD 750,000 - AUD 1,499,000 receive 0.80% discount p.a., loan amount of AUD 1,500,000 or greater receive 0.85% discount p.a. Visit hsbc.com.au for details of the Standard Variable Rate applicable at the time of application. HSBC Premier monthly fee of $35 applies. Eligibility criteria for HSBC Premier applies and is available from our branches, by calling 1300 301 168 or hsbcpremier.com.au. Eligibility criteria remains at HSBC's absolute discretion. Terms, conditions and other restrictions apply.
  • ** For owner occupied and investment loans, HSBC will lend up to 90% to Australian residents with Lenders Mortgage Insurance (subject to approval) and up to 80% without LMI, providing security is acceptable to the bank. Overseas borrowers maximum LVR is 70%.
  • # Comparison rate calculations for Home Loans are based on designated amount of $150,000 and a term of 25 years. Our comparison rate schedules are available at our branches and at www.hsbc.com.au. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.