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Compare Home Loan Interest Rates & Features
Term Loans
| Click on a loan name for more product info, incl rates and fees. | Home Value Loan A simple 'no frills' home loan. |
Home Rewards A loan with guaranteed low variable interest rates. |
Variable Rate Variable rate loan with complete repayment flexibility. |
Fixed Rate^^ Enjoy security and peace of mind with a fixed interest rate. |
Market Linked Loan A loan for investors with income in a foreign currency. |
| Interest Rate^ | AUD - HKD - USD - |
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| Comparison Interest Rate* | NA | ||||
| Monthly Account Keeping Fees | Nil | Nil | Nil | Nil | Nil |
| Interest Type | Variable | Variable | Variable | Fixed (1 - 5 year terms available) |
Fixed rate that resets every 3 months (available in HKD and USD currencies) |
| Purpose | Owner Occupier and Investment | Owner Occupier and Investment | Owner Occupier and Investment | Owner Occupier and Investment | Investment Only |
| Maximum Loan to Value Ratio** |
Owner Occupier: 97% Investment: 95% |
Owner Occupier: 97% Investment: 95% |
Owner Occupier: 97% Investment: 95% |
Owner Occupier: 97% Investment: 95% |
Investment: 70% |
| Make Extra Repayments |  |
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Up to $10,000 in 12 month period |
On interest review date (every 3 months) |
| Redraw (Cashback) Available | $500 minimum |
$500 minimum |
$500 minimum |
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On interest review date (every 3 months) |
| Internet and Telephone Banking | account balances only |
account balances only |
account balances only |
account balances only |
account balances only |
| Intro Interest Rate Available~ | |
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Important Home Loan Information
Fees and charges apply.
Terms and Conditions apply.
Lending criteria apply.
^ Loans > $1 million, contact HSBC
*Comparison interest rate calculations for Home Loans are based on designated amount of $150,000 and a term of 25 years. Our comparison interest rate schedules are available at our branches and at www.hsbc.com.au. WARNING: This comparison interest rate applies only to the example or examples given. Different amounts and terms will result in different comparison interest rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison interest rate but may influence the cost of the loan.
** Overseas borrowers maximum LVR is 80%
~ Special Prepayment Charges apply for introductory loans repaid in first 3 years
^^ Break costs payable if loan repaid during fixed term
Apply for a Home Loan
Call us on 1300 308 880
