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Do you have questions about HSBC's home loan rates, fees and charges?
Frequently Asked Questions
Welcome to our Home Loans FAQs. We can answer your questions on...
- What are the current rate offerings for HSBC’s home loans?
- What application fees are required and what will be charged to my account?
- What is the valuation fee and when is it paid?
- Do I have to pay a monthly fee?
- What is the typical cost associated with a mortgage transaction?
What are the current rate offerings for HSBC’s home loans?
HSBC’s rates vary across each different home loan. Take a look at HSBC’s Interest Rates or compare loans with HSBC’s Comparison Rates Table
What application fees are required and what will be charged to my account?
The fees and charges for your application will be different for each loan. Find out what the fees will be for your loan with HSBC’s Fees and Charges Guide.
What is the valuation fee and when is it paid?
To confirm the value of your property HSBC will use a group of valuers. The valuation fee is charged at cost by HSBC and is payable after the settlement.
Do I have to pay a monthly fee?
HSBC offers no monthly fees for all non-packaged home loans. Packaged home loans are subject to monthly maintenance fees of $20 for PowerVantange and $35 for Premier.
What is the typical cost associated with a mortgage transaction?
Other There are many costs associated with buying a home including stamp duty, conveyancing, title search, mortgage insurance, building insurance, goods and services tax, valuation fees, and strata levies. These costs usually compromise an additional 5%-7% of the properties purchase price.^
Can't find answers?
If you have questions about / need to make changes to your current HSBC Home Loan
Call 1300 308 008 
If you are applying for a home loan or considering re-financing a current loan call 1300 308 008 or contact your Personal Banking Manager.
Still not sure which home loan suits you best?
Home Loan Selector Tool
Use our Home Selector tool to find the home loan that's right for you.
^Various governments throughout Australia have indicated their intent to reduce the impact of stamp duty on home owners. You should seek your own financial and taxation advice in respect of any proposed investment or purchase.
Apply for a Home Loan
Call us on 1300 308 880
