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Compare Rates & Features
Line of Credit Loans
Home Smart
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Home Equity
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| Description | Combine your income, savings and loan into one easy to manage account. |
A loan that gives you the freedom to create wealth. |
| Interest Rate^ | ||
| Comparison Rate* | NA | |
| Monthly Account Keeping Fees | Nil | Nil |
| Interest Type | Variable | Variable |
| Purpose | Owner Occupier and Investment | Owner Occupier and Investment |
| Maximum Loan to Value Ratio** |
Owner Occupier and Investment: 90% |
Owner Occupier and Investment: 80% |
| Make Extra Repayments |  |
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| Redraw (Cashback) Available | 20 free withdrawals per month, $2.50 per transaction thereafter |
Unlimited free withdrawals within Australia |
| Internet and Telephone Banking | transfers and account balances |
transfers and account balances |
| Next Steps | 
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Important Information
Fees and charges apply.
Terms and Conditions apply.
Notice of Change to fees, charges, terms and conditions.
Lending criteria apply.
^ Loans > $1 million, contact HSBC
*Comparison rate calculations for Home Loans are based on designated amount of $150,000 and a term of 25 years. Our comparison rate schedules are available at our branches and at www.hsbc.com.au. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Overseas borrowers maximum LVR is 80%
