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Lo Doc Home Loan^
Looking for a home loan with less paperwork? Find out about our lo doc home loan.
Lo Doc Home Loan Features
HSBC is aware that there are instances which will arise where you may have difficulty in providing the necessary documentation required to confirm your income.
With this in mind, HSBC has now made it easier for the customer to secure a home loan even if you are low on documentation.
Key Home Loan Features
- Interest Type* - Your choice of: Variable Rate / 3 Year Fixed Rate / 5 Year Fixed Rate
- Purpose - Lo Doc Loans are only available for Investment purposes.
- Maximum Loan to Value Ratio - 70% without Lender's Mortgage Insurance / 80% with Lender's Mortgage Insurance‡
- Loan Amount - $100,000 Minimum / $1,500,000 Maximum
- Maximum Loan Term - 30 Years
Other Features of the Lo Doc Home Loan
|
Feature
|
Description
|
|---|---|
| Monthly Account Keeping Fees | No monthly account keeping fees. |
| Repayment Type Options | Option to pay Principle and Interest or Interest Only for a maximum of 3 years. If you pay interest only, monthly repayments are required. |
| Repayment Frequency Options | Schedule your repayments to match the timing of your income. You can choose Monthly, Weekly or Fortnightly. |
| Internet and Telephone Banking^ | Get up to date balance information about your lo doc home loan account through our internet and telephone banking. |
| Ability to Split Home Loan^ | Mix and match with our other home loans to tailor the solution you need. You get one free split at the time of application. |
| Portable Home Loan^ | Save on application and other fees by keeping the same loan even if you do sell and buy elsewhere. |
Still not sure which home loan suits you best?
Home Loan Selector Tool
Use our Home Selector tool to find the home loan that's right for you.
^Fees and charges apply.
^Terms and Conditions apply.
‡Lending criteria applies.
#A Deferred Establishment Fee applies if the loan is paid out within 3 years.
*Interest Rate margins may apply.
Apply for a Home Loan
Call us on 1300 308 880
