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Internet Banking
Home Value Loan^
Home Value Loan Features
- Interest Type - Variable Rate
- Purpose - Owner Occupier and Investment
- Maximum Loan to Value Ratio - 90% Owner Occupier / 90% Investment‡
- Home Loan Amount - $100,000 Minimum / $2,000,000 Maximum
- Maximum Loan Term - 30 Years
Other Home Loan Features
|
Feature
|
Description
|
|---|---|
| Monthly Account Keeping Fees | No monthly account keeping fees. |
| Repayment Type Options | Option to pay Principle and Interest or Interest Only for a maximum of 3 years. If you pay interest only, monthly repayments are required. |
| Repayment Frequency Options | Schedule your repayments to match the timing of your income. You can choose Monthly, Weekly or Fortnightly. |
| Make Extra Payments# | Flexibility to make additional repayments without penalty can save you interest. |
| Redraw (Cash back) Available^ | Have the freedom to redraw any additional pre-payments (minimum $500). |
| Internet and Telephone Banking^ | Get up to date balance information about your home loan account through our internet and telephone banking. |
| Ability to Split Home Loan^ | Mix and match with our other home loans to tailor the solution you need. You get one free split at the time of application. |
| Portable Home Loan^ | Save on application and other fees by keeping the same loan even if you do sell and buy elsewhere. |
Still not sure which home loan suits you best?
Home Loan Selector Tool
Use our Home Selector tool to find the home loan that's right for you.
Offer excludes refinancing of existing HSBC loans and funds.
* For applications with multiple securities for the same borrowing entity only the first valuation that is requested via EVR or short form is waived, with property value up to $1,000,000. Valuation fees for all other properties will be payable.
1One report per customer.
^ Fees and charges apply.
^ Terms and Conditions apply.
Notice of Change to fees, charges, terms and conditions.
‡Lending criteria applies.
