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Home Value Loan (Hidden CJM)

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Home Value Loan^{^}

The best of both worlds. A low rate home loan with low interest.

Low Interest Home Loan

Pay off your home loan sooner with an ongoing variable interest rate that starts low and stays low. Home Value home loan delivers a simple, straightforward approach with some very attractive benefits including the ability to make additional repayments without penalty, the ability to redraw funds and flexibility to split your home loan.

Low Interest Rates and More - Key Loan Features

Interest Type - Variable Rate
Purpose - Owner Occupier and Investment
Maximum Loan to Value Ratio - 90% Owner Occupier / 90% Investment^‡
Home Loan Amount - $100,000 Minimum / $2,000,000 Maximum
Maximum Loan Term - 30 Years

Other Home Loan Features

Feature	Description
Monthly Account Keeping Fees	No monthly account keeping fees.
Repayment Type Options	Option to pay Principle and Interest or Interest Only for a maximum of 3 years. If you pay interest only, monthly repayments are required.
Repayment Frequency Options	Schedule your repayments to match the timing of your income. You can choose Monthly, Weekly or Fortnightly.
Make Extra Payments^#	Flexibility to make additional repayments without penalty can save you interest.
Redraw (Cash back) Available^{^}	Have the freedom to redraw any additional pre-payments (minimum $500).
Internet and Telephone Banking^{^}	Get up to date balance information about your home loan account through our internet and telephone banking.
Ability to Split Home Loan^{^}	Mix and match with our other home loans to tailor the solution you need. You get one free split at the time of application.
Portable Home Loan^{^}	Save on application and other fees by keeping the same loan even if you do sell and buy elsewhere.