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Internet Banking
Home Rewards Loan^
For home owners or investors, a great choice in mortgage loans.
Mortgage Features
Home Rewards gives you a mortgage interest rate that reduces over time. The rate starts at the Home Rewards standard variable rate. It then reduces by 0.25% p.a. off the rate at the end of the first year, and a further 0.50% at the end of the second year. From the end of the second year the rate then stays 0.75% below the Home Rewards standard variable rate for the entire life of the home loan.
Key Home Loan Features
- Interest Type - Variable Rate
- Purpose - Owner Occupier and Investment
- Maximum Loan to Value Ratio - 97% Owner Occupier / 95% Investment‡
- Loan Amount - $50,000 Minimum / $7,500,000 Maximum
- Maximum Loan Term - 30 Years
Other Home Loan Features
|
Feature
|
Description
|
|---|---|
| Monthly Account Keeping Fees | No monthly account keeping fees. |
| Repayment Type Options | Option to pay Principle and Interest or Interest Only for a maximum of 3 years. If you pay interest only, monthly repayments are required. |
| Repayment Frequency Options | Schedule your repayments to match the timing of your income. You can choose Monthly, Weekly or Fortnightly. |
| Make Extra Payments^# | Flexibility to make additional repayments without penalty can save you interest. |
| Redraw (Cash back) Available^ | Have the freedom to redraw any additional pre-payments (minimum $500). |
| Internet and Telephone Banking^ | Get up to date balance information about your home loan account through our internet and telephone banking. |
| Ability to Split Home Loan^ | Mix and match with our other home loans to tailor the solution you need. You get one free split at the time of application. |
| Portable^ | Keep the rate discount even if you change homes. |
Still not sure which home loan suits you best?
Home Loan Selector Tool
Use our Home Selector tool to find the home loan that's right for you.
^Fees and charges apply.
^Terms and Conditions apply.
‡Lending criteria applies.
#A Deferred Establishment Fee applies if the loan is paid out within 3 years.
Apply for a Home Loan
Call us on 1300 308 880
