HSBC Bank Australia

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PowerVantage Package^*^{^}

PowerVantage Features

HSBC recognises the value of your relationship with us. Our aim is to provide personal and complete solutions that meet all your financial needs, which also offer superior value. From managing day to day cash flow requirements and investing, to taking part in share trading.
As recognition for your custom and loyalty, we have developed a unique and flexible banking package - PowerVantage. PowerVantage offers our best financial products and highest level of services, plus attractive rates and many additional special features.

Some of the PowerVantage benefits include:

Expert financial planning and tax effective strategies
Home loans with discounted rates
Investment loans with discounted rates
Cash management account
One statement which consolidates your portfolio

PowerVantage Features and Benefits

Product / Service	PowerVantage Benefit
PowerVantage Cash Management Account	High interest rate on all balances. Free domestic transactions options. A charge applies to overseas card transactions. Access via ATM, EFTPOS, cheque book, phone banking, Bank@Post and internet.
Home Loan Establishment Fees	50% discount on our establishment fees for home loans taken as part of PowerVantage.
	Discount for PowerVantage
	$150,000 - <$250,000	$250,000 -<$500,000
Home Equity	0.50%	0.65%
Variable Rate Home Loan **	0.50%	0.65%
Home Smart **	0.50%	0.65%
Fixed Rate Home Loans	0.10% p.a. discount on 3, 4 & 5 year Fixed Rate Loans	0.10% p.a. discount on 3, 4 & 5 year Fixed Rate Loans
Term Deposits	'Next Tier Up' interest rates for A$ and foreign currency.
Car & Personal Loans	0.30% p.a.^* discount on the lowest public rate.
Financial Planning	Obligation free initial financial consultation Discounted fee for the preparation of a Financial Plan - $395 Financial Plan preparation fee rebate - if A$50,000 or more is placed with an HSBC Financial Planner the Financial Plan preparation fee will be waived.
Monthly Account Keeping Fees	All these benefits are available to you for only $20 per month. The fee will be charged to your PowerVantage Cash Management Account.

^ Fees and charges apply.
^ Terms and Conditions apply.
Notice of Change to fees, charges, terms and conditions.
Lending criteria applies.
^* Minimum criteria apply for eligibility.
^** Note that if you choose one of our Introductory Home Loan Rates including Introductory Variable or Introductory Home Smart, PowerVantage discount will not apply when the introductory discount expires.