Allianz, Mondial Assistance and American International Assurance

At HSBC, we strive to offer our customers the best products and services available to enhance their wealth building objectives. To this end, we forge relationships with organisations that share similar principles and offer industry leading products and services.

Allianz Group

The Allianz Group is one of the largest and most renowned insurance and financial services providers in the world.

Representing an international network of strong brands with first class products, Allianz brings together the expertise of specialists in property and casualty insurance, life and health insurance, asset management and banking.

Founded in 1890 in Berlin, Allianz is now present through its subsidiary companies in more than 70 countries with over 180,000 employees and 80 million customers. At the top of the international group is the holding company, Allianz SE, with its head office in Munich.

In fiscal year 2007, Allianz's total revenues amounted to some 102.6 billion euros ($A174.3 billion).

Allianz Group is:

• among the top 20 of the world's largest corporations based on revenues
• among the world's top 5 leading asset managers based on total assets managed
• Europe's largest insurer based on market capitalisation
• Germany's largest financial institution based on market capitalisation
• among the top 5 international joint ventures in China

As one of the largest providers of international corporate insurance, Allianz insures almost half the Fortune 500 companies and is rated AA by Standard and Poor's.

Allianz Australia

Allianz Australia Limited (ABN 21 000 006 226) through its subsidiaries, offers a wide range of insurance and risk management products and services. These include:

• Personal insurance such as home & contents, motor, boat, travel and CTP and Life insurance such as Consumer Credit, Lifestyle Protection and Term Life
• Industrial and Commercial insurance e.g. farms, businesses, transport, trades and services
• Corporate insurance e.g. marine, construction, liability, professional indemnity, property, transport and machinery
• Public and Products Liability
• Workers' Compensation
• Loss Control and Risk Management strategies

Key Facts

• Operates throughout Australia and New Zealand
• Employs approximately 3,300 staff
• Has a combined premium income of over A$2.4 billion
• Has investment assets of approximately A$5.5 billion

The main subsidiary, Allianz Australia Insurance Limited (ABN 15 000 122 850):

• One of Australia's largest general insurers (No.4)
• Provides some form of insurance cover for more than half of Australia's top 50 BRW-listing companies (2005)
• Has over 2 million policyholders
• Is one of the leading private Workers' Compensation insurers in Australia
• Provides Workers' Compensation cover for approximately one in five Australian employees
• Has a target to reduce emissions by 20% by 2012 (this is an Allianz Group-wide target)
• Is a member of the Australian Government's Greenhouse Challenge Plus program

Specialist Brands and Services

• Club Marine - Australia's leading distributor of pleasure craft insurance
• Hunter Premium Funding - The leading Premium Funding company in Australia and New Zealand, providing "Easy Cash Flow Solutions" for today's business community
• Allianz Life - Provides life insurance products to meet lifestyle needs
• Allianz Finance - A non recourse cashflow finance provider for businesses

Allianz Australia Limited is 'AA-' rated by Standard and Poor's and a wholly owned subsidiary of Allianz SE. Allianz SE is 'AA' rated by Standard and Poor's and is one of the world's largest insurance and financial service providers.

Mondial Assistance Australia

Like Allianz in Australia, Mondial Assistance Australia and its parent, the Mondial Assistance group, are owned by the global Allianz Group. Founded in 2000, Mondial Assistance companies have over 50 years expertise in travel insurance and more than 25 years in assistance and service solutions.

Mondial Assistance Australia was launched to cater for international travellers who required medical assistance and insurance. Mondial product range has now expanded to include automotive assistance, travel insurance, medical assistance and overseas student health cover.

American International Assurance Company (Australia) Ltd

AIA Group Limited and its subsidiaries (collectively "the AIA Group" or "the Group") comprise the largest independent publicly listed pan-Asian life insurance group in the world, with a broad footprint spanning 15 markets in Asia Pacific. The Group traces its roots in the region back more than 90 years and has total assets of US$107.9 billion.

The AIA Group meets the protection, savings and investment needs of individuals by offering a comprehensive suite of products and services covering accident and health insurance, life insurance and retirement planning. It also provides employee benefits, credit life and pension services to corporate clients. Through an extensive network of more than 260,000 agents and over 21,000 employees across Asia Pacific, AIA serves the holders of over 23 million individual policies and over 10 million participating members of group policies.

The Group has operations in Hong Kong, Thailand, Singapore, China, Malaysia, Korea, the Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei and India.

The AIA Group is a market leader in the Asia Pacific region based on life insurance premiums, and holds number one positions in six of its geographical markets. Due to its historical roots in Asia, the AIA Group has built a network of mainly wholly-owned businesses operating as branches or subsidiaries. Only in India, where legislation restricts foreign ownership of insurance companies to 26%, is the Group's main operating unit a joint venture.

AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock code '1299'.

About AIA Australia

AIA Australia Limited (ABN 79 004 837 861 AFSL 230043) has been operating in Australia for over 30 years. AIA Australia is a subsidiary of American International Assurance Company, Limited. and a specialist provider of life insurance products aimed at protecting the financial health and welfare of Australians.

AIA Australia is the country's number one group life insurer by market share. In 2009, several of its life insurance products have been recognised through industry awards commending value for money, best Term & TPD product and outstanding value Income Protection insurance.

ABN 79 004 837 861