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Landlord Insurance Online
Protection for your property investment. Get a landlord insurance quote online today.
Online quotes to cover building and contents
Landlord Insurance with instant online quote
You have worked hard to establish your investment property and the regular income that it provides. So, in the unlikely event that something should go wrong, HSBC Landlord Insurance1 gives you the confidence that you have insurance protection for your building and contents. You can get landlord insurance cover for everything from a commercial property to a residential home, from Sydney and Melbourne to the outback.
Get an instant landlord insurance quote online.
Call for landlord insurance 1300 308 880 (Monday to Friday, 8am to 8pm)
Landlord insurance - key features
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Insurance protection for
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Building
Insurance |
Contents
Insurance |
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| Accidental breakage of glass |
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| Earthquake |
$250 additional excess |
$250 additional excess |
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| Explosion |
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| Fire or smoke |
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| Impact damage |
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| Lightning or thunderbolt |
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| Malicious acts |
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| Riot or civil commotion |
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| Storm, rainwater or run-off |
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| Theft, burglary or house breaking |
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| Tsunami |
$250 additional excess |
$250 additional excess |
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| Water or other liquid damage |
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Landlord insurance benefits
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Landlord insurance - more benefits
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Building
Insurance |
Contents
Insurance |
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| Automatic indexation of sums insured |
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| Contents in open air at the risk address |
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Up to $200 |
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| Continuation of cover when you are selling your building |
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| Fusion |
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| Landlord contents2 |
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| Legal liability - cover for injury to other people or their property 3 |
Up to $10 million |
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| Mortgage discharge costs |
Up to $2,000 |
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| Reinstatement of sum insured after a loss |
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| Removal of debris, professional rebuilding fees and extra costs of complying with building regulations |
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| Rental costs after an insurance event |
Up to 12 months |
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| Replacement of locks or cylinders |
Up to $500 |
Up to $500 |
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| Rainwater tanks and solar water heater |
Up to $50004 |
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Optional additional insurance cover
Liability for rent default & theft by tenant
Rent default
- Lesser of 15 weeks rent or $10,000 or until payment of rent recommences
- Departure of the tenant from the building without notice – lesser of 6 weeks rent or $10,000 or until rent payments recommence
- Death of a sole tenant – lesser of 6 weeks rent or $10,000, or until another tenant takes up residence in the building
- Tenant hardship – lesser of 6 weeks rent or $10,000, or until another tenant takes up residence in the building
Theft by tenant
- Covered up to the building and/or contents sum insured
Strata title home loan protection5
Landlord Workers' Compensation6
Want to know more?
The above information is only a summary of the cover provided by the landlord insurance policy. We strongly recommend that you carefully read the Product Disclosure Statement for detailed information about our Landlord Insurance cover.
Call for landlord insurance 1300 308 880 (Monday to Friday, 8am to 8pm)
1 These features are subject to terms, conditions and exclusions. Please refer to the relevant Product Disclosure Statement (PDS) for details of the cover provided for each feature.
2 Restricted amount (up to $10,000) if only building cover is purchased.
3 Legal Liability only available when contents has been taken on a strata title property.
4 This amount is after any applicable deductions under government and/or council rebate schemes.
5 This cover only applies if the building is part of a strata title development.
6 Landlord Workers' Compensation is only available in ACT, TAS and WA.
This Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850. HSBC Bank Australia Limited (HSBC) ABN 48 006 43 162 AFS Licence No. 232595 acts as agent for Allianz not as your agent. A Product Disclosure Statement (PDS) is available from HSBC by calling 1300 308 880, visiting your local branch, or www.hsbc.com.au. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 0% to 22.5%. HSBC does not guarantee the performance of, or in any way stand behind, the provider of this product.
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