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Life Insurance - LifeCover

The unexpected does happen. Get peace of mind with a quote for life insurance.

Life Insurance with Online Quote

LifeCover Insurance

Many people insure their home, their personal possessions and their new car, but fail to insure their most important asset, their life. It's probably not something you like to think about, but if you pass away, would your family or other dependants cope financially? Life insurance is a safety net you can provide for your dependants in case the unexpected happens.

Get an instant life insurance quote online.

 

Life Insurance Features

  • Buy cover up to $500,000
  • Terminal Illness Benefit
  • Accidental Injury Benefit
  • Guaranteed Benefit Increase

Instant Online Quotes

  • Competitive premium rates
  • Immediate assessment process
  • A simple straightforward application process
  • No medical check-ups
  • No automatic exclusions for pre-existing conditions
  • 30 day cooling off period

Life Insurance that Keeps Working

  • 24 hour world wide cover (but you must be an Australian resident, residing in Australia at the time you apply for cover)
  • Inflation proofing
  • Guaranteed renewable contracts

Call to buy Life Insurance 1300 362 108Get an online quote for life insurance

Life Insurance Options

How much life insurance is required?

Experts, as a "rule of thumb", recommend an amount equal to around 10 times your salary1. When deciding how much cover is required it is important to consider every aspect of life. The amount of cover required depends on individual needs and circumstances.

These may include but are not necessarily limited to the following factors:

  • Whether you are single or married;
  • Whether you have dependants such as children;
  • Financial obligations such as a mortgage; school fees or personal loans;
  • Current and accessible income, assets and any savings that you have; and
  • Your lifestyle and how much money would be needed to maintain this lifestyle (i.e. ongoing living expenses).

It is important to think about these and any other relevant factors when choosing your cover, to make sure it suits your needs.

Call to buy Life Insurance 1300 362 108Get an online quote for life insurance

1 Investment and Financial Services Association
Cost of Underinsurance Project- Analysis of Life Insurance Needs.

Insurance is provided by Allianz Australia Life Insurance Limited (Allianz) ABN 27 076 033 782, AFS Licence No. 296559.

HSBC Bank Australia Limited (HSBC) ABN 48 006 43 162, AFS Licence No. 232595 acts under a referral basis as an agent for Allianz, not as your agent. HSBC receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% to 20%. A Product Disclosure Statement (PDS) for insurance products can be requested by calling Allianz on 1300 362 108 or from our website at www.hsbc.com.au. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on the recommendations above. You should read and consider the PDS before deciding whether to acquire any product mentioned. HSBC does not guarantee the performance of, or in any way stand behind, the provider of this product.

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Financial Services Guide