The unexpected does happen. Get peace of mind with a quote for life insurance.
Many people insure their home, their personal possessions and their new car, but fail to insure their most important asset, their life. It's probably not something you like to think about, but if you pass away, would your family or other dependants cope financially? Life insurance is a safety net you can provide for your dependants in case the unexpected happens.
Get an instant life insurance quote online.
Experts, as a "rule of thumb", recommend an amount equal to around 10 times your salary1. When deciding how much cover is required it is important to consider every aspect of life. The amount of cover required depends on individual needs and circumstances.
These may include but are not necessarily limited to the following factors:
It is important to think about these and any other relevant factors when choosing your cover, to make sure it suits your needs.
1 Investment and Financial Services Association
Cost of Underinsurance Project- Analysis of Life Insurance Needs.
Insurance is provided by Allianz Australia Life Insurance Limited (Allianz) ABN 27 076 033 782, AFS Licence No. 296559.
HSBC Bank Australia Limited (HSBC) ABN 48 006 43 162, AFS Licence No. 232595 acts under a referral basis as an agent for Allianz, not as your agent. HSBC receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% to 20%. A Product Disclosure Statement (PDS) for insurance products can be requested by calling Allianz on 1300 362 108 or from our website at www.hsbc.com.au. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on the recommendations above. You should read and consider the PDS before deciding whether to acquire any product mentioned. HSBC does not guarantee the performance of, or in any way stand behind, the provider of this product.
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