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Permanently Unable to Work cover

Permanently Unable to Work insurance quotes online

Long-term disability can be financially as well as emotionally devastating.

Permanently Unable to Work cover pays a lump sum in the event that the Life Insured suffers a Sickness or Injury that means they are unlikely ever to be able to work again. It will also pay a lump sum if the Life Insured suffers from a Major Physical Impairment.

  • You can buy Permanently Unable to Work cover up to $1,250,000 depending on your age.
  • Permanently Unable to Work cover is inflation proofed so the Cover Amount automatically increases each year to keep pace with inflation (the increase will be the greater of the increase in the CPI over the previous year or 5%).
  • HSBC Easy Life Insurance Major Physical Impairments include loss of limbs or paralysis, loss of sight and/or loss of hearing
  • HSBC Easy Life Insurance offers two types of Permanently Unable to Work cover, either "Own occupation" or "Any occupation" cover types.

 

Call to buy Life Insurance 1300 362 108Get an online quote for life insurance

Allianz Australia Life Insurance Limited AFS Licence No. 296559, ABN 27 076 033 782 is the issuer of this insurance. HSBC Bank Australia Limited (HSBC) ABN 48 006 43 162, AFS Licence No.232595 acts under a referral basis as an agent for Allianz, not as your agent. HSBC receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% to 20%. A Product Disclosure Statement (PDS) for insurance products can be requested by calling Allianz on 1300 362 108 or from our website at www.hsbc.com.au. Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on the recommendations above. You should read and consider the PDS before deciding whether to acquire any product mentioned. HSBC does not guarantee the performance of, or in any way stand behind, the provider of this product.

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