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Margin Lending
Margin Loan Features
A margin loan allows you to borrow money to purchase shares, so you can access more investment capital and magnify your opportunity for growth. You may achieve your financial goals faster with a margin loan and take advantage of these benefits:
- May increase your earnings potential. A larger investment means you could achieve greater gains should your portfolio rise allowing greater access to dividends.
- May improve your tax situation. By integrating a margin loan with your overall financial plan, you can help to maximise any after-tax return you may be eligible for from your investment.
- Diversify your investments. With access to more capital, you have a wider range of investment choices, giving you a better chance of finding the best-performing assets.
HSBC Bank Australia has entered into an agreement whereby we can arrange for you a St.George Bank margin loan. Terms and conditions apply.
Why choose a margin loan?
As a margin loan gives you more to invest, you have the potential for bigger returns. Of course, this also magnifies the potential for losses if the investments perform poorly.
St.George Margin Lending lets you borrow money to invest in shares and managed funds. The margin loan is secured against cash or your existing investments in shares and/or managed funds.
With a St.George margin loan there is:
- NO establishment fees for individuals
- NO account keeping or transaction fees
- LOW minimum loan
We recommend that you consult your financial adviser before making a decision to apply for a margin loan.
To find out more or to apply for a St.George Margin Loan
- Make an appointment with a Financial Planner
- View St.George Margin Lending Approved Shares & Managed Funds
- Request Margin Lending Information to be mailed to you
- Read the St.George Margin Loan Product Disclosure Statement, before you decide if margin lending is right for you.
Call 1300 304 065
St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ("St.George Bank") is the credit provider of the St.George Margin Loan. HSBC Bank Australia Limited ("HSBC") will receive commission in relation to any margin loans introduced to St.George Bank by HSBC. This information is general advice only and is not intended to constitute a securities recommendation. This advice does not take into account the investment objectives, financial situation and particular needs of an investor.
St.George Bank is not a subsidiary or related body corporate of HSBC Bank Australia Limited (HSBC). HSBC does not guarantee or warrant the performance of or in any way stand behind St.George Bank or the products and services that it issues.
