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Margin Lending
Margin Loan Features
A margin loan allows you to borrow money to purchase shares, so you can access more investment capital and magnify your opportunity for growth. You may achieve your financial goals faster with a margin loan and take advantage of these benefits:
- May increase your earnings potential. A larger investment means you could achieve greater gains should your portfolio rise allowing greater access to dividends.
- May improve your tax situation. By integrating a margin loan with your overall financial plan, you can help to maximise any after-tax return you may be eligible for from your investment.
- Diversify your investments. With access to more capital, you have a wider range of investment choices, giving you a better chance of finding the best-performing assets.
HSBC Bank Australia has entered into an agreement whereby we can arrange for you a St.George Bank margin loan. Terms and conditions apply.
Why choose a margin loan?
Astute investors understand that borrowing funds to invest, or 'gearing' significantly boosts the potential to create wealth. And so do we.
St.George Margin Lending offers a flexible line of credit, secured against cash or your existing investments in shares, managed funds and master trusts, so you can enjoy a highly tax effective, more diversified investment portfolio that's up to three times larger than you would otherwise have.
St.George has been awarded Margin Lender of the Year for the past three years as voted by Personal Investor Magazine and is recognised with a Cannex 5 star rating.
With a St.George margin loan there is:
- NO income or assets test
- NO establishment fees for individuals
- NO account keeping or transaction fees
- NO maximum loan
- LOW minimum loan
- ONE simple application
- FAST loan approval
To find out more or to apply for a St.George Margin Loan
- Make an appointment with a Financial Planner
- View St.George Margin Lending Approved Shares & Managed Funds
- Request Margin Lending Information to be mailed to you.
- Download an application form for a St.George Margin Loan.
Call 1300 300 128
St.George Bank Limited ABN 92 055 513 070 AFSL 240997 is the credit provider of the St.George Margin Loan. HSBC Bank Australia Limited ("HSBC") will receive commission in relation to any margin loans introduced to St George Bank by HSBC. This information is general advice only and is not intended to constitute a securities recommendation. This advice does not take into account the investment objectives, financial situation and particular needs of an investor.
St George Bank is not a subsidiary or related body corporate of HSBC Bank Australia Limited (HSBC). HSBC does not guarantee or warrant the performance of or in any way stand behind St George Bank or the products and services that it issues.
