Are they a Suitable Investment for you?

Structured product investment suits a wide range of investor types and needs, for example:

• Traditional deposit investors looking for a way to enhance their returns through exposure to financial markets, but are unwilling to put their capital at risk should the market not perform as expected.
• Growth investors looking to increase the defensive part of their portfolio to provide protection in times of market decline.
• Investors looking for an investment that performs differently from traditional securities such as shares and property.

To determine whether a structured product may suit you, you may wish to consider the following questions:

• Are you seeking to protect your capital^*?
• Are you able to leave your money invested for the entire term of the product?
• Do you have sufficient funds available in case of unforseen circumstances?
• Do you want your returns linked to the performance of a specific market (e.g. equity, commodity, etc)?
• Do you want the potential to earn a return higher than you could achieve from a deposit account?
• Can you afford to live without the regular income that you would receive from the investment?

If you answered yes to one or more of these questions, then a structured product may be something that is of benefit to you.

Before making a decision to invest in a structured product, we welcome you to discuss this with one of our Financial Planners. They will review your personal circumstances, risk tolerance, financial needs and objectives in order to determine whether a structured product would best meet your needs. As structured products tend to be quite complex, it is important for you to understand the product you are investing in, including its risks.

Call 1300 308 008 (Monday to Friday, 8am to 8pm)