The world's local bank
- Home
- Personal
- Personal Loans
- Personal Loans
You are not logged on.
Internet Banking
Personal Loans
Secured or unsecured? We'll help you find the right personal loan.
Personal Loan Features
Your Personal Goals
Is your house crying out for some renovation work? Or have you got your eye on a new set of wheels? Perhaps it's a quick holiday that you're after. Or you may simply need to roll a number of different debts into one. Whatever your goal, you can reach it quickly and easily with a personal loan from HSBC.
Key Personal Loan Features
- No monthly account keeping fee
- Loan terms of 1 – 5 years (with 6 monthly intervals available)
- Fixed interest rates and set repayments to help with budgeting
- Choose weekly, fortnightly or monthly repayments
- Insurance to finance your personal loan repayments if you can't
- Personal loans can be on a secured or unsecured basis (if you don't know what secured an unsecured means, just phone or apply and we will help you work out the best solution).
Personal Loan Interest Rates
|
PERSONAL LOAN AMOUNT
|
$5,000 - $14,999
|
$15,000 - $29,999
|
$30,000 +
|
| Interest Rate | |||
| Comparison Interest Rate |
^
|
#
|
*
|
^ Comparison interest rate based on term of 3 years and loan amount of $10,000
#Comparison interest rate based on term of 5 years and loan amount of $25,000
*Comparison interest rate based on term of 5 years and loan amount of $70,000
At HSBC you only pay a one off establishment fee of $199 and there is no monthly account keeping fees. Other fees and charges such as late payment fees may apply.
Rates are current as at and are subject to change.
Our comparison rate schedules are available at our branches and on our website www.hsbc.com.au. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Terms, conditions, fees & charges apply and are available upon application.
Other Services
Personal Loan Protection
For peace of mind
Online Savings Account
The high interest transaction account
