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Everyday and Savings Accounts

Everyone has different financial needs and goals. Find a range of savings accounts to suit yours.

Everyday and Savings Accounts - HSBC's Award Winning Bank Accounts

Everyday:

HSBC Online Savings Account

Your everyday bank account with a great rate and attractive features saving you money on fees
$0 monthly account keeping fee^#
Unlimited ATM transactions without incurring an ATM Operator Fee at almost 2,700 HSBC, Westpac, St.George and BankSA¹ ATMs nationally
Competitive interest rates^* with a minimum opening deposit of $2,000

Savings:

HSBC Serious Saver

Our seriously high interest savings account, designed for getting more out of your money faster
Earn an incredible .² on your savings for every month you don't make a withdrawal, with absolutely no bank fees

Apply for a Serious Saver Account today!

Find out more about the Serious Saver Account

Term Deposit Accounts and More

Term Deposits	A range of terms from 1 month to 5 years Choose when your interest is paid (e.g., monthly, quarterly, annually, maturity) Also available in major foreign currencies
Cash Management	Earn competitive interest on large cash deposits. Available in AUD and other major foreign currencies.
Savings Cheque	All the features of an everyday banking account including branch banking.
Australian Government's Deposit Guarantee HSBC welcomes the actions taken by governments around the world to support the banking system as these are necessary steps in restoring confidence to the sector. Consistent with many other countries around the world, the Federal Government of Australia on the 12 th October 2008 committed to guarantee all deposits in Australian owned banks, locally incorporated subsidiaries of foreign banks, credit unions and building societies for a period of three years. The announcement is planned to foster greater confidence in the community, safeguard Australians from the global financial crises, and protect deposits in Australian banks. As a local subsidiary of the HSBC Group, HSBC Bank Australia Limited is eligible for the Australian Government's guarantee.

Business savings - find out moreDo you require a Small Business Deposit Account?

Important Information

¹ Unlimited ATM withdrawals at HSBC, Westpac, St.George and BankSA ATMs (not including St.George and BankSA ATMs located at BP service stations), EFTPOS, direct credits and debits, BPAY®, cash and cheque deposits, at Australia Post, Internet and Phone Banking.
#Other fees and charges apply.
Please refer to the Personal Financial Services Charges - your guide for more information.
* Deposits up to $4,999 attract an interest rate of . Deposits between $5,000 to $19,999 attract an interest rate of . Deposits between $20,000 to $49,999 attract an interest rate of . Deposits between $50,000 to $499,999 attract an interest rate of . Deposits of A$500,000 or more attract . interest rate. Interest rates are effective and are subject to change. Terms and conditions apply and are contained in the Product Disclosure Statement and is available upon application.
² Interest is payable on amounts up to $1,000,000. Interest rate current as at and subject to change.