HSBC Bank Australia

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Savings Accounts to match your needs

Everyone has different financial needs and goals. Find a range of savings accounts to suit yours.

Everyday and Savings Accounts - HSBC's Award Winning Bank Accounts

Savings Account:

HSBC Serious Saver

^*interest for every month you don't withdraw
No minimum opening or ongoing account balance

Everyday Account:

HSBC Online Savings Account

Your everyday bank account with a great rate and attractive features saving you money on fees
$0 monthly account keeping fee^#
Unlimited ATM transactions without incurring an ATM Operator Fee at almost 2,700 HSBC Bank, Westpac, St.George and BankSA¹ ATMs nationally
Competitive interest rates²
For a limited time, you can earn a bonus rate of 5.00% p.a. for balances over $5,000³

Term Deposit Accounts, Savings and More

Term Deposit Account	A range of terms from 1 month to 5 years Choose when your interest is paid (e.g., monthly, quarterly, annually, maturity) Also available in major foreign currencies
Cash Management	Earn competitive interest on large cash deposits. Available in AUD and other major foreign currencies.
Savings Cheque Account	All the features of an everyday bank account including branch banking.
Australian Government's Bank Deposit Guarantee HSBC welcomes the actions taken by governments around the world to support the banking system as these are necessary steps in restoring confidence to the sector. Consistent with many other countries around the world, the Federal Government of Australia on the 12 th October 2008 committed to guarantee all deposits in Australian owned banks, locally incorporated subsidiaries of foreign banks, credit unions and building societies for a period of three years. The announcement is planned to foster greater confidence in the community, safeguard Australians from the global financial crises, and protect deposits in Australian banks. As a local subsidiary of the HSBC Group, HSBC Bank Australia Limited is eligible for the Australian Government's guarantee.

Business savings - find out moreDo you require a Small Business Deposit Account?

Important Information

¹ Unlimited ATM withdrawals at HSBC, Westpac, St.George and BankSA ATMs (not including St.George and BankSA ATMs located at BP service stations), EFTPOS, direct credits and debits, BPAY®, cash and cheque deposits, at Australia Post, Internet and Phone Banking.
^#Other fees and charges apply.
Please refer to the Personal Financial Services Charges - your guide for more information.
² Deposits up to $4,999 attract an interest rate of . Deposits between $5,000 to $19,999 attract an interest rate of . Deposits between $20,000 to $49,999 attract an interest rate of . Deposits between $50,000 to $499,999 attract an interest rate of . Deposits of $500,000 or more attract . interest rate. Interest rates are effective and are subject to change. Terms and conditions apply and are contained in the Product Disclosure Statement and is available upon application.
^* Serious Saver rate of . is payable for every month you don't make a withdrawal and on amounts up to $1,000,000. The interest rate is at and is subject to changes based on Reserve Bank cash movement. The interest rate is applicable from when the account is opened.
³Offer is available to customers who don't have an HSBC Online Savings Account and for HSBC Online Savings Accounts opened between 29/12/09 and 26/03/10. Interest rate of 5.00% p.a. applies to accounts with balances above $5,000 until 01/07/10. After this period the standard interest rates apply. Interest rates can be found at www.hsbc.com.au, are current as at and subject to change.