HSBC Bank Australia
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Internet Banking
Savings Cheque Accounts
The HSBC Saving Cheque Account has all the features of a traditional transaction account with branch access and the convenience of an optional cheque book.
Cheque accounts just came up to date
Account Features
- Access through Branch, Online and Phone Banking, ATMs, EFTPOS, Cheque Book, Bank@Post™, BPAY®
- HSBC Visa Debit Card for secure access to your money
- Up to 16 withdrawals per month at no charge (including up to 4 branch transactions)
- Earn interest on your account balance
- Also available in major foreign currencies.
Account Access
| Internet Banking |  |
| Phone Banking | |
| Branch | |
| Visa Debit Card | |
| ATM | |
| EFTPOS | |
| BPAY® | |
| Bank@Post™ | |
| Cheque Book | |
Account Interest Rates
Opening Deposit and Balance Requirements
| Minimum opening deposit | $1,000 |
|
| Average monthly balance requirement | $1,000 |
|
Account Fees and Charges
| Monthly fee payable where average monthly balance falls below $1,000 | $7.50 |
|
| Transaction Description | Number of withdrawals per month at no charge |
Fee for each excess transaction |
| Deposits | Unlimited |
N/A |
| HSBC and non-HSBC ATMs, EFTPOS within Australia, and Bank@Post™^ | 6 |
$2.00^ |
| Automated Telephone Banking, Internet Banking, BPAY® transactions via Automated Telephone and Internet Banking | 6 |
$1.75 |
| Cheque withdrawals and all branch debit transactions e.g. transfers, cash withdrawals, staff assisted Telephone Banking, BPAY®, direct debits and nominated transactions | 4 |
$3.00 |
| International transactions - per transaction | ||
| Internet Banking | $20 |
|
| Overseas Transaction Fee - cash withdrawals from other countries | $4.50 |
|
| Foreign Currency Transaction Charge | 3% of the total amount of each overseas transaction |
|
| Fees apply for other account services. Please refer to our fees and charges guide for full details. | ||
Statements
You'll receive a statement every 6 months unless you've requested one be sent to you more frequently.
You can also enjoy the convenience of receiving your statements in an electronic format through e-Statements available in HSBC Personal Internet Banking. Simply visit our e-Statements page.
Apply for a Savings Cheque Account
To apply for a Savings Cheque Account:
- Visit your local HSBC branch
- Complete an application form and a Customer Identification - Authorised Referee form and send it to us.
- Call us on 1300 308 008.
^ Bank@Post excess transaction fee is $3.00 per transaction
™ Bank@Post is a trademark of Australia Post ABN 28 864 970 579
® Registered to BPAY Ltd ABN 69 079 137 518
