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Two accounts. One application. The best of both worlds.


HSBC Serious Saver Account & Online Savings Account

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Alone we're good. Together we're great.

Combine the benefits of a high interest rate account with an everyday banking account that gives you easy access and low fees. Apply for HSBC's Serious Saver and Online Savings Accounts and enjoy instant access to your funds whenever you need them, high interest on your balances, and no fees when transferring between accounts. The best of both worlds.

Simply open the two accounts with one easy application.

Combined Application Start Serious Saver only
Online Savings only

HSBC Serious Saver Account

  • .* interest for every month you don't withdraw
  • $0 minimum opening and ongoing account balance required
  • Link to your Online Savings Account

HSBC Online Savings Account

  • $0 monthly account keeping fees#
  • Banking options within Australia with no fees^
  • Unlimited ATM transactions without incurring an ATM Operator Fee at almost 2,700 HSBC, Westpac, St.George and BankSA~ ATMs nationally
  • HSBC Visa Debit Card for secure access to your own money for purchases over the internet, phone or mail, plus over 1.4 million ATMs and 30 million EFTPOS locations worldwide.
Combined Application Start

# Other fees and charges apply.
1 Deposits up to $4,999 attract an interest rate of . Deposits between $5,000 to $19,999 attract an interest rate of . Deposits between $20,000 to $49,999 attract an interest rate of . Deposits between $50,000 to $499,999 attract an interest rate of . Deposits of A$500,000 or more attract . interest rate. Interest rates are effective  and are subject to change. Terms and conditions apply and are contained in the Product Disclosure Statement and is available upon application.
~This does not include St.George and BankSA ATMs located at BP service stations. ATM Operator Fees may apply to other transactions at other ATM networks.
^Unlimited ATM withdrawals at HSBC, Westpac, St.George and BankSA ATMs (not including St.George and BankSA ATMs located at BP service stations), EFTPOS, direct credits and debits, BPAY®, cash and cheque deposits, at Australia Post, Internet and Phone banking.
BPAY® is registered to BPAY Ltd ABN 69 079 137 518
Bank@Post™ is a trademark of Australia Post Pty Ltd ABN 28 864 970 579
The product issuer is HSBC Bank Australia Limited ABN 48 006 434 162 AFSL 232595
* Serious Saver rate of . is payable for every month you don't make a withdrawal and on amounts up to $1,000,000. The interest rate is at and is subject to changes based on Reserve Bank cash movement. The interest rate is applicable from when the account is opened.