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Serious Saver Account

Serious Saver is an online savings account that helps you resist the temptation to spend your savings by rewarding you with a great interest rate for every month^ you don't make a withdrawal.


Savings Account Interest

  • Enjoy an introductory variable interest rate of . for 4 months* for balances up to $1,000,000.
  • Ongoing variable rate of .*
  • Serious Saver gives you the perfect incentive to keep saving by rewarding you with interest every month^ you don't make a withdrawal.
  • No minimum opening or ongoing balance required.
  • Link to an HSBC Day to Day Account or any other Australian bank account. Transfer funds to your linked account via Internet, Mobile and Phone Banking.


Serious Saver Features

  • Earn interest every month^ you don't make a withdrawal.
  • Arrange for direct deposits straight into your Serious Saver account to build your savings balance.

Account Access

  • Internet and Mobile Banking
  • 24 hours a day, 7 days a week Phone Banking
  • Branch
  • Instant transfers if your linked account is with HSBC Australia should you need to access your savings (remember no interest is paid if you make a withdrawal during the month^)


You'll automatically receive a statement every 6 months or you can request monthly or quarterly statements.

Switch to e-Statements and e-Notifications for convenient access to your statements and account notifications via Personal Internet Banking. Switch to paperless today via Personal Internet Banking.

Rates & Fees

Interest Rates
4 Month Introductory Variable Rate*
Ongoing Variable Rate*
  • Interest is calculated daily and paid monthly
  • No interest is paid for balances over $1,000,000 or if any withdrawals are made during the month^
Account Fees and Charges
  • No monthly account fee
  • No charges for transfers to your linked account via Phone, Mobile or Internet Banking (remember no interest is paid if you make a withdrawal during the month^)

How to apply

* Introductory offer is available from 15-08-11 and will only be applied to the first Serious Saver account opened with HSBC. After the introductory period the standard interest rate applies, currently . No interest is payable for balances over $1,000,000. Maximum one Serious Saver Account per customer. Rates current as at , both introductory and standard rate subject to change at any time. HSBC Serious Saver applicants must be individuals aged 18+.
^ Generally, withdrawals made between the 28th of the month and 27th of the subsequent month (inclusive) will result in no interest being applied for that month. For example, withdrawals on 28th of December, may lead to no interest being applied for the month of January.
Other fees and charges may apply. This advertisement provides general advice only and doesn't take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) before acquiring this product, available by calling 1300 308 008, at your local branch or Issued by HSBC Bank Australia Limited ABN 48 006 434 162. AFSL 232595.