You are here:

You are not logged on. Log on to Personal Internet Banking Australia Internet Banking Not logged on to Australian Personal Internet Banking

Serious Saver Account

Serious Saver is an online savings account that helps you resist the temptation to spend your savings by rewarding you with a great interest rate for every month^ you don't make a withdrawal.

Apply for a Serious Saver Account

Overview

Savings Account Interest

  • Enjoy an introductory variable interest rate of . for 4 months* for balances up to $1,000,000.
  • Ongoing variable rate of .*
  • Serious Saver gives you the perfect incentive to keep saving by rewarding you with interest every month^ you don't make a withdrawal.
  • No minimum opening or ongoing balance required.
  • Link to an HSBC Day to Day Account or any other Australian bank account. Transfer funds to your linked account via Internet, Mobile and Phone Banking.

Features

Serious Saver Features

  • Earn interest every month^ you don't make a withdrawal.
  • Arrange for direct deposits straight into your Serious Saver account to build your savings balance.

Account Access

  • Internet and Mobile Banking
  • 24 hours a day, 7 days a week Phone Banking
  • Branch
  • Instant transfers if your linked account is with HSBC Australia should you need to access your savings (remember no interest is paid if you make a withdrawal during the month^)

Statements

You'll automatically receive a statement every 6 months or you can request monthly or quarterly statements.

Switch to e-Statements and e-Notifications for convenient access to your statements and account notifications via Personal Internet Banking. Switch to paperless today via Personal Internet Banking.

Rates & Fees

Interest Rates
4 Month Introductory Variable Rate*
.
Ongoing Variable Rate*
.
  • Interest is calculated daily and paid monthly
  • No interest is paid for balances over $1,000,000 or if any withdrawals are made during the month^
 
Account Fees and Charges
  • No monthly account fee
  • No charges for transfers to your linked account via Phone, Mobile or Internet Banking (remember no interest is paid if you make a withdrawal during the month^)

How to apply

Apply online

* Introductory offer applies to the first Serious Saver account opened from the 15/08/2011 and is limited to one account per customer. After the introductory period the standard interest rate applies, currently . No interest is payable for balances over $1,000,000. Rates current as at and both the introductory and standard rate are subject to change at any time. HSBC Serious Saver applicants must be aged 18+. Issued by HSBC Bank Australia ABN 48 006 434 162 AFSL No. 232595.
^ Generally, withdrawals made between the 28th of the month and 27th of the subsequent month (inclusive) will result in no interest being applied for that month.