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Online Savings Account

Everyday accounts can make life and saving easier. With no monthly account keeping fees, high interest rates, great features and a range of everyday banking options and easy online access, you'll wonder how you ever lived without it.

Your Online Savings Account is ideal for everyday banking

Online savings and everyday bank account rolled into one

Banking options

$0 monthly account keeping fee
Banking options within Australia^# with no charge including online transactions
Unlimited ATM transactions without incurring an ATM Operator Fee at almost 2,700 HSBC Bank, Westpac, St.George and BankSA¹ ATMs nationally
HSBC Visa Debit Card for secure access to your own money for purchases over the internet, phone or mail, plus over 1.4 million ATMs and 30 million EFTPOS locations worldwide.
BPAY®, EFTPOS and Bank@Post™ with no charge²
Access to HSBC's Telephone and Internet Banking with no charge
As a local subsidiary of the HSBC Group, HSBC Bank Australia Limited is eligible for the Australian Government's guarantee.

Great rates ⁺

For a limited time, you can earn a bonus rate of 5.00% for balances over $5,000⁺
Interest is calculated daily and paid monthly

Extra product features^{^}

Cheque book option
Instant access to withdrawals

Things you should know

Applicants who are under the age of 18 are not eligible to open an Online Savings Account online.

Apply online now in less than 10 minutes

Apply online for the HSBC online savings account

Not what you are looking for?
Have a look at our other online accounts.

Find out moreDo you intend to conduct a foreign exchange transaction with HSBC?

^# Other fees and charges apply.
¹ This does not include St.George and BankSA ATMs located at BP service stations. ATM Operator Fees may apply to other transactions at other ATM networks.
² Unlimited ATM withdrawals at HSBC, Westpac, St.George and BankSA ATMs (not including St.George and BankSA ATMs located at BP service stations), EFTPOS, direct credits and debits, BPAY®, cash and cheque deposits, at Australia Post, Internet and Phone banking.
⁺ Offer is available to customers who don't have an HSBC Online Savings Account and for HSBC Online Savings Accounts opened between 29/12/09 and 26/03/10. Interest rate of 5.00% p.a. applies to accounts with balances above $5,000 until 01/07/10. After this period the standard interest rates apply. Interest rates can be found at www.hsbc.com.au, are current as at and subject to change.
^{^} Cheque payments incur a fee of $1.00 per cheque.
^™ Bank@Post is a trademark of Australia Post ABN 28 864 970 579
® Registered to BPAY Ltd ABN 69 079 137 518