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Online Savings Account

Everyday accounts can make life and saving easier. With no monthly account keeping fees, high interest rates, great features and a range of everyday banking options and easy online access, you'll wonder how you ever lived without it.

Apply for an Online Savings Account

Your Online Savings Account is ideal for everyday banking

Online savings and everyday bank account rolled into one

Banking options

  • $0 monthly account keeping fee
  • Banking options within Australia# with no charge including online transactions
  • Unlimited ATM transactions without incurring an ATM Operator Fee at almost 2,700 HSBC Bank, Westpac, St.George and BankSA1 ATMs nationally
  • HSBC Visa Debit Card for secure access to your own money for purchases over the internet, phone or mail, plus over 1.4 million ATMs and 30 million EFTPOS locations worldwide.
  • BPAY®, EFTPOS and Bank@Post™ with no charge2
  • Access to HSBC's Telephone and Internet Banking with no charge
  • As a local subsidiary of the HSBC Group, HSBC Bank Australia Limited is eligible for the Australian Government's guarantee.

Great rates +

 

$0 - $4,999

$5,000 - $19,999
$20,000 - $49,999
$50,000 - $499,999
$500,000 and up
  • For a limited time, you can earn a bonus rate of 5.00% for balances over $5,000+
  • Interest is calculated daily and paid monthly

Extra product features^

  • Cheque book option
  • Instant access to withdrawals

Things you should know

  • Applicants who are under the age of 18 are not eligible to open an Online Savings Account online.
Apply online now in less than 10 minutes Apply online for the HSBC online savings account

Not what you are looking for?
Have a look at our other online accounts.

Find out moreDo you intend to conduct a foreign exchange transaction with HSBC?

# Other fees and charges apply.
1 This does not include St.George and BankSA ATMs located at BP service stations. ATM Operator Fees may apply to other transactions at other ATM networks.
2 Unlimited ATM withdrawals at HSBC, Westpac, St.George and BankSA ATMs (not including St.George and BankSA ATMs located at BP service stations), EFTPOS, direct credits and debits, BPAY®, cash and cheque deposits, at Australia Post, Internet and Phone banking.
+ Offer is available to customers who don't have an HSBC Online Savings Account and for HSBC Online Savings Accounts opened between 29/12/09 and 26/03/10. Interest rate of 5.00% p.a. applies to accounts with balances above $5,000 until 01/07/10. After this period the standard interest rates apply. Interest rates can be found at www.hsbc.com.au, are current as at and subject to change. Deposits up to $4,999 attract an interest rate of . Deposits between $5,000 to $19,999 attract an interest rate of . Deposits between $20,000 to $49,999 attract an interest rate of . Deposits between $50,000 to $499,999 attract an interest rate of . Deposits of A$500,000 or more attract . interest rate. Interest rates are effective  and are subject to change. Terms and conditions apply and are contained in the Product Disclosure Statement and is available upon application.
^ Cheque payments incur a fee of $1.00 per cheque.
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