With a range of useful features and valuable benefits, PowerVantage puts you in control of your finances.
PowerVantage provides eligible customers with significant benefits.
| Product / Service | PowerVantage Benefit |
| PowerVantage Cash Management Account | High interest rate on all balances. Fee Free transactions.^ Access via ATM, EFTPOS, cheque book, phone banking, GiroPost and internet. |
| Home Loan Establishment Fees | 50% discount on our establishment fees for home loans taken as part of PowerVantage. |
| Variable Rate Home Loan | 0.50% p.a.* discount on our Standard Variable Rate. |
| Home Smart Loan | 0.50% p.a.* discount on our Home Smart Variable Rate. Note that if you choose one of our Introductory Home Loan Rates including Introductory Variable, Introductory Home Smart or Special Fixed Rates, then the 0.50% p.a.* PowerVantage discount will NOT apply when the introductory discount expires. |
| Home Equity Loan | 0.50% p.a.* discount on our Home Equity rate. |
| Fixed Rate Home Loans | 0.10% p.a.* discount on our 3, 4 & 5 year Fixed Rate Loans. |
| Market Linked Home Loan | 0.375% p.a.* discount on our margin for Market Linked Loans. Does not apply to the USD Market Linked product |
| Term Deposits | 'Next Tier Up' interest rates for A$ and foreign currency. |
| Car & Personal Loans | 0.30% p.a.* discount on the lowest public rate. |
| Financial Planning | Obligation free initial financial consultation Discounted fee for the preparation of a Financial Plan - $395 Financial Plan preparation fee rebate - if A$50,000 or more is placed with an HSBC Financial Planner the Financial Plan preparation fee will be waived. |
All these benefits are available to you for only $20 per month. The fee will be charged to your PowerVantage Cash Management Account.
* Fees and charges apply. Terms and conditions apply and are available upon application.
^ A charge applies for each transaction completed overseas.