You are conditionally approved.7 Save with the HSBC Credit Card
Save with 2.99%p.a. for 9 months on balance transfers1 from non-HSBC Credit and Store Cards.
$0 Annual Fee2 for the life of the HSBC Credit Card.
Receive $50 cashback6 (when you make purchases of $500 or more, every month for the first 3 months with your new HSBC Credit Card).
More than just savings.
That's not all. The HSBC Credit Card was awarded the Money Magazine's 2010 Best Transactor credit card, and also offers:
- Complimentary access to our exclusive home&Away3 Privilege Program, and enjoy Instant Rewards and discounts at local retailers around Australia and when travelling overseas.
- An interest-free period4 of up to 55 days (on purchases when you pay the full amount by the due date).
- Interest free purchases of up to 5 years at over 1,000 participating retailers5 across Australia, covering home entertainment, white goods and furniture.
Don't miss out, this offer ends 30 July 2011.
P.S. For being a loyal HSBC customer, just have your unique pre-approval code (can be found on the letter you received) handy and your application will be complete in no time!
Important Information.
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162, ACL 232595. Fees and charges apply. Terms and conditions apply and are available on request. Applications are subject to HSBC's credit criteria.
1. To be eligible for the introductory balance transfer rate, the balance transfer request must be completed at the time of applying for a new HSBC Credit Card, or within 1 month of receiving the new card. Interest Rate of 2.99% p.a. will apply for the first 9 months of your balance transfers from non-HSBC credit or store cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. Interest rates can be found at www.hsbc.com.au, and are subject to change. With regards to balance transfers, HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any ssubsequent purchases.
2. The $0 Annual Fee applies to the standard HSBC Credit Card Annual Fee only. This offer is available for completed and approved applications for the HSBC Credit Card. HSBC cardholders who have previously cancelled the same card type as the new card they are applying for may not be entitled to any promotional offers. This exclusive offer is only available while you remain a customer of HSBC.
3. HSBC's home&Away Privilege Program is continuously updated and subject to change. Terms and conditions apply. Visit hsbc.com.au or call 1300 308 008 for more information.
4. Purchase interest rate applies to purchases only. Cash advances are charged at the cash advance interest rate. Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. You will not gain the benefit of the 55 day interest free period until the full balance (including any balance transfer or promotion transaction amount) is paid in full by the due date on your monthly statement.
5. Available at participating retailers only. Minimum purchase and conditions apply. Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate (21.99% per annum as at 29/06/11). Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Subject to your available credit limit. Fees and charges may apply.
6. $50 credit is not transferable. Limited to one $50 credit per customer. To receive the $50 credit, minimum purchases total $500 or more for each month of the first three months of your new HSBC Credit Card after approval of your card. Any Card fees, Balance Transfers or Cash Advances do not count towards your monthly spend of $500. Your card account must not be in arrears to qualify. Please allow up to three statement periods from the end of this promotion for your $50 credit to appear on your statement.
7. The reserved balance is subject to standard application approval and credit criteria.
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162, ACL 232595. Fees and charges apply. Terms and conditions apply and are available on request. Applications are subject to HSBC's credit criteria.
1. To be eligible for the introductory balance transfer rate, the balance transfer request must be completed at the time of applying for a new HSBC Credit Card, or within 1 month of receiving the new card. Interest Rate of 2.99% p.a. will apply for the first 9 months of your balance transfers from non-HSBC credit or store cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. Interest rates can be found at www.hsbc.com.au, and are subject to change. With regards to balance transfers, HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any ssubsequent purchases.
2. The $0 Annual Fee applies to the standard HSBC Credit Card Annual Fee only. This offer is available for completed and approved applications for the HSBC Credit Card. HSBC cardholders who have previously cancelled the same card type as the new card they are applying for may not be entitled to any promotional offers. This exclusive offer is only available while you remain a customer of HSBC.
3. HSBC's home&Away Privilege Program is continuously updated and subject to change. Terms and conditions apply. Visit hsbc.com.au or call 1300 308 008 for more information.
4. Purchase interest rate applies to purchases only. Cash advances are charged at the cash advance interest rate. Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. You will not gain the benefit of the 55 day interest free period until the full balance (including any balance transfer or promotion transaction amount) is paid in full by the due date on your monthly statement.
5. Available at participating retailers only. Minimum purchase and conditions apply. Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate (21.99% per annum as at 29/06/11). Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Subject to your available credit limit. Fees and charges may apply.
6. $50 credit is not transferable. Limited to one $50 credit per customer. To receive the $50 credit, minimum purchases total $500 or more for each month of the first three months of your new HSBC Credit Card after approval of your card. Any Card fees, Balance Transfers or Cash Advances do not count towards your monthly spend of $500. Your card account must not be in arrears to qualify. Please allow up to three statement periods from the end of this promotion for your $50 credit to appear on your statement.
7. The reserved balance is subject to standard application approval and credit criteria.
