The HSBC Credit Card - Your conditionally pre-approved offer

Congratulations, you have been conditionally pre-approved for an HSBC Credit Card with a 0%p.a. balance transfer for 6 months*!

With $0 annual fee for the life of the card, and instant access to discounts locally and overseas, the HSBC Credit Card redefines value. So, if you want a simple, everyday credit card with no annual fee, then this is the card for you.

Enjoy:

  • Receive $25 back on your card when you make your first spend#
  • Winner of the Money magazine 2010 "Best Transactor Credit Card"
  • Up to 55 days interest free period˜
  • Access to discounts and benefits worldwide with HSBC's home&Away Privilege program^

Getting started

Before you start your application, please ensure you have the following information at hand:

  • Unique pre-approval code (10-digit number on the mail pack or email we sent to you)
  • Driver's Licence number
  • Income details
Apply Online

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Fees and charges apply. Terms and conditions apply and are available on request.
* Offer available for completed, approved applications for any credit card from HSBC received until 30/06/10 and are subject to HSBC's lending criteria. HSBC cardholders who have previously cancelled the same card type as the new card they are applying for may not be entitled to any promotional offers. This special offer is only available while you remain a customer of HSBC. Interest rate on balance transfers applies for 6 months and is limited to the first balance transfer request per account from other store cards or non-HSBC Credit Cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. Interest rates can be found at www.hsbc.com.au, are current as at 12-Apr-10 and are subject to change. With regards to balance transfers, HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit including applying any and all payments made to your HSBC credit card account to reduce the balance(s) transferred first and then to any subsequent purchases.
# $25 credit is not transferable and is limited to one $25 credit per account. To receive the $25 credit, you must activate and spend on your new HSBC Credit Card by 31/12/10. Any interest free promotions, Card fees, balance Transfer or Cash Advances do not count towards your initial spend. Your card account must not be in arrears to qualify. Please allow up to three statement periods from the end of this promotion for your $25 credit to appear on your statement.
˜ Purchase interest rate applies to purchases only. Cash advances are charged at the cash advance interest rate. Depending on when you make your purchases, when your statement is issued, and if you pay off the total outstanding balance on your next statement of account on or before the due date. There are no interest free days on cash advances and balance transfers. You will not gain the benefit of the 55 day interest free period until the full balance (including any balance transfer or promotion transaction amount) is paid in full but the due date on your monthly statement.
^ HSBC's home&Away Privilege Program is continuously updated and subject to change. Terms and conditions apply.