Savings accounts

Get a 4.90% p.a. 3-month introductory variable rate^{[@no-interest-payable]} and a 2.75% p.a. ongoing variable rate.

Benefit from a $0 monthly account fee, with no minimum or ongoing balance required.

Move money seamlessly to and from your linked HSBC transaction account.

Earn a 4.00% p.a. variable bonus interest rate when your balance goes up by $300 each month^{[@Accounts-300-higher-bonus-interest]}.

Benefit from a $0 monthly account fee.

Personalise your savings by opening multiple accounts for each of your goals.

Enjoy a fixed interest rate with a minimum balance of AUD5,000.

Pick a term ranging from 1 month to 5 years.

Pay $0 in establishment and ongoing fees.

Choose how you get your interest with flexible interest payments.

Save in a choice of 9 foreign currencies and earn a variable bonus interest rate when you meet the eligibility criteria.

Transact in foreign currencies with competitive exchange rates^{[@accounts-realtime]}

Benefit from a $0 monthly account fee and no minimum ongoing balance.

Benefit from a fixed interest rate on a choice of 9 foreign currencies.

Choose a term ranging from 30 days to 12 months, with $0 establishment fee and no ongoing fees.

Save as much as you like, with no maximum deposit limit.