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Enjoy HSBC Premier Debit Card benefits

With an HSBC Premier Debit Card you can enjoy all the benefits of Visa Platinum and access your own money to get cash and make purchases online, in-store, by phone, mail and when overseas - anywhere Visa is accepted.

Your HSBC Premier Debit Card offers you exclusive access to all the privileges of Visa Platinum including personal concierge services and there are no application or annual card fees.

Online, in-store and phone purchases

You can purchase online, in-store, over the phone, by mail and pay bills - all using your own money. Shopping and managing your money just got so much easier!

Overseas access

You can make purchases in-store and withdrawal cash all over the world.

  • Globally in over 170 countries
  • Accepted by Visa's 30 million merchants
  • Access to cash at more than 1.4 million ATMs

Overseas travel and shopping using your own money has never been so simple and use your card at any ATM to access cash whenever you want.

One card to access two accounts

For increased convenience, link the HSBC Premier Debit Card to a second account, in additional to your HSBC Premier Cash Management Account, including:

  • Day to Day Account
  • PowerVantage Cash Management Account
  • Home Smart Account
  • Home Equity Account
  • Offset Account
  • HSBC Premier Children's Savings Account*

Superior security

The HSBC Premier Debit Card is embedded with an EMV card chip, helping to protect and secure your personal information.

Fraud protection

With the HSBC Premier Debit Card you are covered with Visa's Zero Liability^, protecting you from fraudulent unauthorised transactions. You can use your card with no risk of loss, covered against proven fraud that you didn't contribute to.

Insurance benefits1

Your HSBC Premier Debit Card also comes with complimentary insurances - International Travel, Extended Purchase Warranty, Guaranteed Pricing Insurance and Purchase Protection Insurance.

View Insurance Terms and Conditions

Apply for an HSBC Premier Debit Card

If you are an existing HSBC Premier customer, you can apply for an HSBC Premier Debit Card by:

How to use your HSBC Premier Debit Card

HSBC Premier Debit Card User Guide

Join HSBC Premier Today

If you would like to know more about joining HSBC Premier and the many other benefits available, please contact us.

Insurance benefits1

We understand safety is important to you, so the HSBC Premier Debit Card comes with complimentary insurance benefits that apply at home and abroad.

You will receive:

1. International travel insurance
When you purchase your return travel tickets with the HSBC Premier Debit Card, you and your family are protected abroad. This includes cover on medical and hospital expenses, loss or damage to personal items, travel delays or cancellation of travel, rental vehicle damage and other unexpected expenses.

2. Extended warranty for purchases
An extended Australian manufacturer's warranty of up to 12 months on most purchases of personal goods.

3. Guaranteed pricing insurance
Put an end to the frustration of making a purchase and discovering you could have paid less elsewhere. When you make a purchase with your HSBC Premier Debit Card if you see the same item at a lower price at a store within 25km of the original purchase you can claim the difference in price (for purchases made within Australia)2.

4. Purchase protection insurance
Whether you are shopping locally or overseas, a wide range of new personal goods you purchase with your HSBC Premier Debit Card will have free worldwide insurance against loss, theft or damage for up to 90 days.

View Insurance Terms and Conditions

Concierge Services

The HSBC Premier Debit Card gives you access to the Visa Platinum Concierge Service, available around the clock to assist you when it comes to:

  • Travel assistance - flight and hotel accommodation, reservations and ticketing
  • Car rental & Limousine service - information, referrals and reservations
  • Sport and Entertainment assistance - information, referrals and reservations
  • Pre-trip assistance - information on visas, passports and foreign destinations
  • Business services assistance

Access the concierge service by calling 1800 639 607 or visit Visa Platinum Concierge

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Fees and charges may apply. Refer to "Personal Financial Services Charges - your guide" for more information.
* Eligibility criteria for HSBC Premier applies and is set out in the HSBC Premier Service Guide.
^ Visa Zero Liability subject to investigation of unauthorised transaction
1 Terms and Conditions apply to insurances. These Terms and Conditions are contained in the booklet "HSBC Premier Credit Card and Debit Card Insurance Terms and Conditions". Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover is provided at no additional cost to the cardholder.
2 This price guarantee applies only for a price difference within Australia for purchases made in Australia and where the comparable price is obtained from a store within 25km of the original purchase.