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Real Time Rates

We know how important it is for you to have the most up-to-date FX rates when managing accounts in foreign currencies.
Get real-time1 quotes whenever you exchange foreign currencies

Normally, banks set FX rates once or twice a day. HSBC lets you view and exchange foreign currencies online at real-time FX rates1. View real-time FX quotes throughout the day and take advantage of currency fluctuations as they occur.

  • Convert foreign currencies at real-time FX rates1 anytime between 8:00am Monday and 11.59pm Friday AEST (excluding public, US and currency holidays) wherever you are.
  • Exchange up to 19 different currencies at real-time FX rates online.
  • Enjoy real-time quotes1 for International Money Transfers (telegraphic transfers).


  • 19 currencies
  • Real time FX rates1 and quotes

How to transfer:

Online, Branch

How it works

  1. Log into HSBC Online Banking.
  2. Select Make a Transfer under Move Money.
  3. Enter your transaction details.
  4. Click Confirm to complete the transaction or Refresh rate for a new real time rate.
Move Money Demonstration

Make a transfer now

Customers with Online Banking

Manage your foreign currency accounts and get real-time FX rates.

Customers without Online Banking

Register today for Online Banking to make a transfer

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Terms, conditions, fees and charges apply. This information provides general advice only and doesn’t take into account your objectives, financial situation or needs Consider the relevant Product Disclosure Statement (PDS) and Terms and Conditions before acquiring the product. A copy of the PDS and Terms and Conditions is available on, or by calling us on 1300 308 008

1 Real time foreign exchange (FX) transactions are available 24/7 between linked HSBC Australia accounts for selected currencies using Online and Mobile Banking. Real time FX rates will apply when the FX market is open (excluding currency holidays, NSW and US public holidays). Set rates will apply to real time FX transactions when the FX market is closed, and the exchange rate you see online will not fluctuate. For third party payments outside of HSBC Australia during currency holidays, NSW and US public holidays, the HSBC Daily Exchange Rate will apply. The HSBC Daily Exchange Rate will apply for all future-dated transactions on the future date of the transaction. The foreign exchange market is subject to risks associated with exchange rate movements. HSBC foreign currency accounts should not be used for speculative purposes. Real time FX transactions are not available to Trusts, SMSFs and non-trading accounts between 12.00am Saturday and 8.00am Monday.